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Electronic Clearing House, Inc.

Processor offering credit card, debit, and electronic funds transfer services based in Agoura Hills, Ca. with services that include an Internet payment gateway.
www.echo-inc.com/

CyberSource

Provider of real-time eCommerce services, including payment processing.
www.cybersource.com/

WorldPay

Offers a range of e-payment and e-commerce solutions.
www.worldpay.com/

Authorize.Net

Electronic check payment authorization service serving online businesses.
www.authorize.net/

Vantage Card Services

Provides credit, debit and check processing to businesses and merchants.
www.vantagecard.com/

CC Bill

Offers complete billing and e-commerce payment solutions.
about.ccbill.com

BilltoBill.com

Provides an end to end, multi-currency, transaction processing services online or via alternative, offline payment methods in different currencies. Product and investor information, news, case studies and media releases.
www.billtobill.com/

Commercial Banking Innovations

Offers online virtual terminals for credit card and check processing, automated payments, gift and loyalty card programs, POS equipment and Automated Teller Machine (ATM) programs.
commercial-banking.com/

Cardservice International, Inc.

A wholly owned subsidiary of First Data Resources, processes domestic and international card transactions.
www.cardservice.com/

Innuity

Providers e-commerce services to small- and medium-sized businesses. Additionally, offers web site design and promotion services.
www.innuity.com/

SEO, the HTML Source Code and Competition


By Ricci Mathew

You have a business, and ever since you started the SEO campaign, business has been good and most of your business enquiries have been coming via your website. You are getting professional SEO support and an ongoing SEO program takes care of all your SEO work.They have optimized your website and now it attracts a fairly good quantity of relevant incoming traffic which has been resulting in good business enquiries and sales. Now, suppose you have other competitors for your business in your region and would like to know if your competitors also have an SEO campaign going on with their website. As you are ignorant on this issue it has been making you anxious. They have always been your stiff competitors so you can't just call them up and ask about it! So what do you do?

Ok, if you want to find out about your competitors are also optimizing their website it is a very simple process to find it out. It is not necessary for you to send some one out to spy on your competitors to get this information because it will only take you a few minutes to find out and confirm this information online. All you need to do is just go to your competitor's website and check on its HTML source Code!

This is how one should go about it. Go to the concerned web site's homepage on the browser and click on "view" and choose "source" and the HTML source code page opens up. If you are using Internet Explorer 2.x, right-click on the web page, and then click View Source. To view the HTML source code for a web page that contains frames, right- click the web page in a frame, and then choose "view source". Looking at this page you will be able to get the required information.

On this HTML source code page, just see if there are main keywords in the header tags KEYWORDS , the title tags KEYWORDS , and in the image alt tags KEYWORDS . These are always located near the top of the source code. Also if the content on the webpage has been optimized for the search engines, you will find that the text on the web page contains a minimal repeated use of the keyword. These clues are more than enough to confirm the fact that your competitor is also smart enough to have gone for website optimization. (Now you have another new area of competition and must outsmart him)

The author of this article is Ricci Mathew of Outsource Strategies International (OSI), a US based company that offers services in Search Engine Optimization, SEM, PPC advertising for clients across the US.

A4

Alexa Traffic Rank - Improve Your Low Ranking


by Tim Predaina

Informing Alexa Of All Website Visitors

I wanted Alexa to know about "ALL" visitors my traffic exchange website was receiving, not just traffic from their toolbar users. I wanted them to know not because I support them, but because so many other users did. Users that were apparently unaware of the traffic-ranking prejudice. I accomplished this by installing the Alexa traffic rank banner on all of the pages within my website.


Free Advertising

The Alexa traffic rank banner is a free advertisment for them. Adding their banner to your site is a small price to pay for the increase in traffic rank. They offer several types of banners in different sizes, so it should be easy to one that fits your pages.

Since installing the code on January 15, 2007, the traffic rank for checks4free.com had improved by over 4.5 million within 15 days. That does not mean there was that much traffic. It means that the website had moved up the list from the number 6 million spot to approximately the 1 million spot.

You can view the Alexa traffic rank for the Checks4Free Traffic Exchange using this URL: http://www.alexa.com/data/details/traffic_details?url=checks4free.com.

Conclusion

If your website has a low Alexa traffic rank, I hope the suggestion in this article will help you to improve your ranking as well. The help file on the Alexa website talks about the biased ranking. However, to the millions of users that base an opinion about a website using the Alexa traffic rank, numbers speak louder than words. Your only other option is to hope that more Alexa toolbar users visit your website.

Tim Predaina is with Checks 4 Free, a free manual traffic exchange - http://www.checks4free.com - that delivers real visitors to your websites. Visit: http://copywriting.predaina.com for information about writing articles for content to build traffic.

R4

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Do Good CAPTCHAs Really Have To Be Unfriendly? An Expert Explains


by John Prodonovich

For those of you who are not familiar with the term, a CAPTCHA is a feature on many user populated websites, such as Myspace with the purpose of blocking automated programs from spamming its users and for overall security. Here is how it works:

A user is required to enter a random letter and number password into a form before being able to submit information, log in, etc. This password is essentially given directly to the user in an image, rather than in text form, so that an automated program cannot detect the characters. The password the form field expects is the same as that shown on the image, but this sometimes causes problems.

Jeff Atwood at the Coding Horrors blog discusses whether CAPTCHAs are dead. This follows a news report that scalpers probably beat the CAPTCHAs at Ticketmaster.

Jeff links to a Chinese site that sells CAPTCHA decoders. The site quotes different prices for breaking different CAPTCHAs. An eBay decoder, for example, is being sold for $4000 and claims 70% accuracy.

What caught my attention were the unbreakable CAPTCHAs in the list. The Yahoo CAPTCHA is listed as unbreakable. That isn't surprising. Most of us can barely get it right ourselves.

Consider a Yahoo CAPTCHA. Sometimes you cannot tell the difference between a G or a 6? And the way that letters are often skewed, the difference bewteen certain uppercase and lowercase letters is virtually unrecognizable?

Contrast that with a Google CAPTCHA also listed as unbreakable. The Google image is clean and legible. Most of us have no difficulty getting it right. Google demonstrates that effective CAPTCHAs don't have to be unfriendly to users.

I am curious to learn which CAPTCHA libraries generate strong, yet user friendly challenges.

For information on Penetration Testing, please visit Plynt.com.

R6
Google
 

Yahoo Search Engine News

Citigroup shares drop as CEO plans to keep Smith Barney (Reuters)

Citigroup Chief Executive Vikram Pandit in a file photo. (Peter Morgan/Reuters)Reuters - Citigroup Inc shares tumbled for a fifth straight day, as Chief Executive Vikram Pandit tried to downplay speculation the banking giant might sell major businesses to restore its health and investor confidence.



Wall Street rally on news of Geithner for Treasury (Reuters)

Traders work on the floor of the New York Stock Exchange, November 20, 2008. (Shannon Stapleton/Reuters)Reuters - Stocks rallied late on Friday after multiple news reports that New York Federal Reserve President Timothy Geithner will be nominated as President-elect Barack Obama's Treasury secretary.



Fed's Geithner to be tapped for Treasury: reports (Reuters)

New York Federal Reserve President Timothy Geithner testifies at the U.S. House Financial Services Committee about financial market regulatory restructuring in Washington July 24, 2008. (Larry Downing/Reuters)Reuters - Timothy Geithner, the president of the New York Federal Reserve Bank, is expected to be tapped by President-elect Barack Obama to be the next secretary of the U.S. Treasury, NBC News and the Wall Street Journal reported on Friday.



Wal-Mart's Scott retiring as CEO, Duke to succeed (Reuters)

Wal-Mart's Lee Scott (L) and Mike Duke in a combination image. The world's largest retailer said Scott will retire as chief executive early next year, and will be succeeded by Mike Duke, who heads its international operations. (Combination/Reuters)Reuters - Wal-Mart Stores Inc , which is gaining market share amid a global economic downturn, said Lee Scott will retire as chief executive early next year and will be succeeded by Mike Duke, who heads its international operations.



Bailout debate simmers as GM pares output (Reuters)

Leaders of the U.S. automotive industry testify at a hearing held by the House Financial Services Committee on Capitol Hill in Washington November 19, 2008. From left are General Motors CEO Richard Wagoner, Chrysler Chairman and CEO Robert Nardelli and Ford president and CEO Alan Mulally. (Kevin Lamarque/Reuters)Reuters - Detroit automakers began work on the turnaround plans demanded by Congress in return for a possible $25 billion rescue as General Motors Corp said it will cut production more deeply and drop two of its controversial corporate jets.



Business Portal News

9 tips for the Google Mobile App for iPhone
Here are some tips to help you get the most out of Google’s new Mobile Application for the iPhone. To get Google Mobile App on your iPhone, go to the App Store and search for “Google Mobile App,” or click on this link to install from a computer. If you have an older version of Google [...]

Google Adds Voice Recognition to iPhone App
I have a very good feeling about Google’s new iPhone app that does voice recognition. I’ve been playing with this voice recognition application for several weeks and I have to say that I’m really impressed. First and foremost, the voice recognition works really well. Crazy long-tail specialized vocabulary is tricky (more on that later), but [...]

A word about metrics, part III: market share of Google Docs?
I’m not sure what Google Docs market share is, but I thought it would be interesting to mention a couple data points and add a new data point. Data point #1: Compete. Compete just estimated that 4.4M visitors stopped by Google Docs in September, which is just a hair below 2.4% of the U.S. online population, [...]

Pubcon/WebmasterWorld conference, here I come!
I arrive Wednesday afternoon for the 2008 Pubcon conference, and I’ll be staying until after the networking event on the last day, which is the heart of the event. It’s the heart because the networking event is held at a pub, and the original idea of Pubcon was that some of the best parts of [...]

Fun email
Every so often I get an email like this: Dear Webmaster, I have browsed your site and I’m interested in purchasing advertising space in it. I am mainly interested in placing a new page on your site with content and links that I will supply. Please let me know if you would like to discuss this further or if [...]

NY Times Business

Wall St. Struggles to Climb Back
The major exchanges tried to hold onto early gains after two straight days of sharp declines.


Citigroup Tries to Stop the Drop in Its Share Price
The greatest banking turmoil is setting in around Citigroup, which has lost half its value in four days.


Wal-Mart Names Its Next Chief Executive
The world’s largest retail chain said that Michael T. Duke, 58, had been chosen as the next chief executive and president, succeeding H. Lee Scott Jr.


Europeana Goes Online and Is Then Overwhelmed
A new digital library of Europe’s cultural heritage crashed just hours after it went online and will be out of operation for several weeks, the European Commission said Friday.


Detroit’s Bid for Aid Fails — For Now
Democratic leaders in Congress gave auto industry leaders 12 days to come back with a plan showing that federal aid would be well-spent.


Google News

Credit Card Processing Services Explained For Businessmen - HULIQ (press release)

Credit Card Processing Services Explained For Businessmen
HULIQ (press release), NC - Nov 19, 2008
It is possible to obtain a merchant accounts for credit card processing from financial institutions and banks. By approaching a Merchant Services provider a ...
Merchant Accounts Still Untried By Many Small Businesses HULIQ (press release)
all 2 news articles

Litle & Co. and CardinalCommerce Join Forces to Offer Merchants ... - MarketWatch

Litle & Co. and CardinalCommerce Join Forces to Offer Merchants ...
MarketWatch - Nov 19, 2008
Providing transaction processing and consultative merchant services for card-not-present and alternative payments, the Litle & Co. payments platform is ...
Litle & Co. Adds Popular Payment Option Bill Me Later(R) to ... MarketWatch
all 20 news articles

Chase Card Services appoints CEO of Canada line - Forbes

Chase Card Services appoints CEO of Canada line
Forbes, NY - Nov 17, 2008
Pilkington, who recently started in the position, previously was general manager of American Express' merchant services and global commercial card business ...

Research and Markets: Merchant Shipping - Global Strategic ... - MarketWatch

Research and Markets: Merchant Shipping - Global Strategic ...
MarketWatch - 3 hours ago
... marine ports and services market by region, leading cruise ship owners by gross tonnage/berths, trading fleet & merchant shipping fleet by ship type, ...

Merchant Navy Medal awards - Times Online

Times Online

Merchant Navy Medal awards
Times Online, UK - 20 hours ago
Honorary awards were made to: Miss AP Haines (services to the welfare of merchant seafarers); Cdr CF Heron-Watson, RN (services to the welfare and education ...

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