Asia Debit

Internet payment gateway and merchant account service provider.
asiadebit.com/

BankCard America Merchant Services

Offers merchant accounts, terminals, ACH/EFT software, ATMs and gift card programs.
www.bankcardamerica.com/

Bridgeview Bank and Trust

Westmont, IL principal member financial institution MasterCard and VISA.
www.bridgeviewbank.com/

Business America Services

Business fulfillment and merchant services provides for U.S. and Canadian companies.
www.businessamerica1.com/

Charge Online Now

Offers internet merchant accounts to accept credit cards on-line.
www.chargeonlinenow.com/

ChargeGateway.com

Provides real-time transaction processing services for US and Canadian businesses.
www.chargegateway.com/

Chase Merchant Services ISO Group

Part of Chase Merchant Services, the worlds largest processor of Visa and MasterCard transactions.
www.cmsiso.com/

Concord EFS

Provides e-transaction processing, authorization, data exchange and settlement services.
www.concordefs.com/

Credit Plus

Merchant accounts and real time processing for all types of business.
creditplus.net

DataCash Ltd

International provider of credit and debit card transaction processing.
www.datacash.com/

The Importance of Market Research


By Justin Kander

Marketing is a versatile, competitive world, and when developing your marketing plan, odds are you will not get it right the first time. You need time to learn about the demographics, geography, and psycho graphics of your customers before your marketing can really be effective. That is why it is important to not stick with your first plan, as you will need to change it frequently for one reason or another.

A good phrase to live by in marketing is, "Learn from your mistakes." Sometimes testing happens naturally. Some of your marketing campaigns will fail, but instead of getting discouraged, analyze what went wrong. Maybe you advertised through the wrong medium, or to the wrong demographic. Collect all the mistakes you have made and really look at them; do not try to forget or ignore them, you have to face your mistakes if you want to be successful.

If you hate making mistakes and want to get it right the first time, there is a way, and that is market research. However, full on market research is incredibly expensive and small businesses cannot afford it, but light end market research is possible. Basically, you just have to look at the demographic of your competitors and make that your demographic. It's not that easy, though. Demographics may vary between businesses of the same nature, and that is where testing comes in. You need to test if that demographic works for you, and if it does not, you need to test another demographic.

You should not spend a lot of money on market tests. The purpose, after all, is to find the medium and demographic through which you should advertise or market. For example, if you have a website, you might want to try out banner advertising. Don't spend a lot of money at first, only spend a little and see the ROI. If the conversion is good, you know you will want to keep advertising through that medium. Executing so many marketing tests is time-consuming and costly, but it all pays off when you finally develop an effective, recyclable marketing campaign.

Justin Kander works with http://www.getprocash.com to give people tons of ways to make money online.

A7

Pay Per Clicks


By Chad Sandifer

There are many advertising options out there for small and large businesses alike. A new phenomenon that has recently hit the scene is the use of sponsored link searches for advertising needs. Are sponsored links really the best way to allocate valuable advertising dollars?

A re occurring complaint I hear from many of my customers is that sponsored links are not developing the return on investment they desire. There are several key reasons to why this may be occurring. Sponsored links, or pay per click advertising, are links on the right hand side of most search engines. These links, historically, are only used by approximately 30% of the online search market. By using only sponsored links in your online marketing campaign, you have essentially cut out 70% of the market that may be searching for your business. Further, did you know that there is a constant bidding war on the sponsored side of the page? Business are having to spend valuable working time managing their sponsored link page to make sure the are staying on the first page, while not breaking the bank. Because most consumers don't search past the first page of search engines, it is a constant war to "out bid" your competitors and stay in those valuable spots. But what is to keep your competitors from clicking your links and costing you tons of money and headaches? Thankfully, Google (among others) have allowed you to set certain limits on the amount of money you wish to spend monthly on sponsored link searches. While pay per click ads may get you some form of business, I do not believe they are the end all in online marketing. It is important to recognize several key factors when thinking about investing in pay per clicks.

1) How can I minimize "fraudulent" clicks by my competitors

2) Are their other online options, for around the same cost, which can give me a better return on investment? and

3) Am I willing to cut our 70% of the search market by spending money on sponsored links?

For some businesses, pay per clicks work. I am not advocating that they don't. The law of "big numbers" may come into play here where if you do something long enough, the average return will be worth the investment. I have found other advertising mediums that allow my customers a better, more stable, return on their investment. Diversity is the key to the marketing game and in order to advertise to all corners of a market, it is necessary to weigh your options and decide if you have the time, and money, to play the "big numbers" game.

Chad Sandifer
http://www.tenlist.com

R7

The PSP Guide - How To Download Music and Video's to Your PSP


By Neil Gerstein

Congratulations on buying that new PSP. You bought some great games with your new PSP and to play them, all you need do is slip a cartridge in the slot and your good to go. Sweet, isn't life great. Hey, how about playing some of your favorite songs or watching one of your music videos on your new favorite toy. Oh! Oh! The store didn't have a cartridge for that! Now what? Don't panic, just follow the step-by-step instructions below and life will be sweet again.

To download music to your PSP you will need to follow these steps.

Definitions

CD Ripper Software - Software that extracts (rips) music/mp3 files from your CD and puts them in another file on your computer's hard drive.

PSP Video Converter - Converts your personal computers (PC) video/movie format files into Sony's PSP video/movie format so that you can view them on your PSP.

USB Cable - Cable used to connect peripheral equipment such as camera's, external hard drives and PSP's to your computer's USB port.

1) Put your music CD (the one with the songs you want converted) into your PC's CD drive. Start-up your CD Ripper software or PSP Video Converter.

2) Choose the songs you want to extract to your PSP and select "Extract & Encode". This will convert the selected songs PSP format and transfer them to a file on your PC's hard drive.

3) Using the USB Cable, connect your PSP to your computer.

4) Turn on your PSP and select "USB Connection" on your PSP. Your computer will automatically detect the new USB device connected to it and designate a new drive letter, usually E:, but not always. You can check in "My Computer" to be sure.

5) Create a new Folder (name it Music or Videos) under the E: drive or whatever letter your PSP was designated. This new folder will actually be your PSP.

6) It's time to start downloading your music and/or video files from your computer to your PSP.

7) That's all there is to it. After you have downloaded all of your favorite video's and music, disconnect the USB cable and you're good to go.

http://www.moviesmusicgamesandmore.com/games.html

I live in Largo, Florida where I work for the states largest Power Company. I currently have two websites, one being http://www.moviesmusicgamesandmore.com/ and I also have a Squidoo lens: http://www.squidoo.com/game-download-sites-review I also enjoy writing articles on different subjects.

A10

How to Get Number 1 Rankings on Google, Yahoo and MSN Using Video Hosting Sites


By Jeff Mills

Proper tagging elements include coming up with a TITLE for the Video, a DESCRIPTION, and TAGS or KEYWORDS. Let me say a little about each area.

The TITLE tag is the #1 most important tag. It's the one the search engines will display in the search results. If someone searches for "free home based business dvd" in a search engine, and you are offering a free home based business dvd, you want your website to come up, as well as your video. So tag your Title well, with up to 3 phrase or keywords you are hoping to be found by. As a marketer, you can find out what are the most popular keywords by simply looking at Google's Trends website. Search for Google trends and they tell you what is hot right now in search.

The DESCRIPTION tag is the #2 most important tag. I always recommend, if you are plugging a website or are marketing something, put the URL as the first thing people see in the description slot, follow by a logical telling of what the video is about, being mindful of good keywords and phrasing. Make sure the URL begins with http:// in the front, as some movie hosting sites will turn it into an active an hyperlink, while sometimes they won't. I dunno why they work sometimes, and then not work others.

The TAGS are simply the keywords and phrases to plug your video with. Don't be stingy with your tagging. Get em all in there so you might be found, but try to be a relevant to the video and do not tag spam!

Finally - Make sure all your login and pw info is stored correctly in Tubemogul so that your videos will post correctly to the video hosting sites, and then push the button that makes this machine come alive and within hours, you'll see your videos posted in their appropriate places in your accounts. I love using tools which can easily automated task one used to have to do by themselves.

Do a quick Google search, using the title of your video and see how fast Google has indexed that video. When I did this last time, within 24 hours, I had the top 3 listings for the keywords I wanted to be found and listed with.

So, making a video or using audio and pictures to make a video is really simple. Once you have your video made, upload it to Tubemogul, tag it and post it and within hours your videos will be all over the search engines bringing you free leads and traffic daily.

Jeff Mills is a former Youth Pastor of 9 years, and now a self made millionaire, a full time internet information entrepreneur, seminar promoter, book author, speaker, sales coach, and also an avid traveler. Learn more about Jeff at http://www.whoisjeffmills.com

R10
Google
 

NY Times Business

Jobless Rate Hits 7.2%, a 16-Year High
The economy lost 524,000 jobs in December, bringing the total for 2008 to 2.6 million, and a rapidly deteriorating economy promised more in the months ahead.


Rubin Is Stepping Down at Citigroup
Robert E. Rubin, the former Treasury secretary, came under fire for his role in the bank’s current troubles.


Wall Street Slides After Jobs Report
While the job report fell short of the direst predictions, it was still bad enough to spark a broad decline.


On the Brink, Outsourcing Giant Is Center Stage in India
The struggle for survival at Satyam, following revelations of massive fraud at the company, has prompted a debate over whether the government should intervene.


Fraud Charges Dropped Against Stockman
Prosecutors dropped charges against David A. Stockman, a former Reagan White House budget director, and three other executives in connection with their roles at a bankrupt auto parts maker.


Google News

Nvidia Closing in on 2 Teraflops With Graphics Card - PC World

Legit Reviews

Nvidia Closing in on 2 Teraflops With Graphics Card
PC World - Jan 8, 2009
The card can convert PCs to mini-supercomputers, scaling application performance by executing code simultaneously across many processing cores. ...
Nvidia GeForce GTX 295 Computer Shopper
EVGA GeForce GTX 295 SLI Video Card Review Legit Reviews
Palit announces GeForce GTX 295 graphics card TweakTown
Overclockers Club - TrustedReviews
all 91 news articles

Pocket Credit Card Reader Takes Transactions on the Go - Washington Post

Pocket Credit Card Reader Takes Transactions on the Go
Washington Post, United States - Jan 7, 2009
... with ProPay's fairly standard account fees and transaction processing fees, which are in line with the fees of other major card processing companies. ...

PNY Introduces the Most Powerful Performance Graphics Cards - MSNBC

PNY Introduces the Most Powerful Performance Graphics Cards
MSNBC - 1 hour ago
Gamers can experience jaw-dropping PhysX(TM) effects, stereoscopic 3D, and video processing for transcoding HD videos in minutes to any portable video ...

Credit Card Processing - Business Process Outsourcing - PR-Inside.com (Pressemitteilung)

Credit Card Processing - Business Process Outsourcing
PR-Inside.com (Pressemitteilung), Austria - 10 hours ago
2009-01-09 11:20:26 - BPO Outsourcing deals with Credit Card Processing and Merchant Credit Card Processing to our customers all over the world. ...

Card processing work to shift to India - Business Standard

Card processing work to shift to India
Business Standard, India - Jan 7, 2009
IBA deputy chief executive K Unnikrishnan said the entity will focus on three strands – electronics payments, ATM transactions and processing of card ...
Card processing made in India to be managed locally The Paypers (abonnement)
all 3 news articles

Business Portal News

Ideal conference badge
I don’t even know how many conferences I’ve been to in the last decade, but it’s probably 30-40. In that time, maybe 2-3 conferences have really nailed the conference badge for attendees. Here’s what the ideal conference badge should look like, in my opinion: I’ll walk you through the important features of this badge: - Each attendee’s [...]

Webspam in 2009?
It’s the beginning of the year, so I just wanted to get some outside opinions: what would you like to see Google’s webspam team tackle in 2009? Here’s how I asked for suggestions in 2006: Based on your experiences, close your eyes and think about what area(s) you wish Google would work on. You probably want [...]

Start the Year with an Empty Inbox!
Here’s a nice Gmail tip that will make you feel like a million bucks: empty out your crufty email inbox. There’s nothing like an empty inbox to motivate you and give you a fresh start for the year. “But Matt,” you say, “my inbox is my to-do list!” I know, me too. So here’s how to [...]

Chrome Provides Dedicated Privacy Options
I was browsing the web when I ran across a statement about Google Chrome that I’ve seen echoed in different ways in the last couple months: “the reality is that Google Chrome is sending basic info about my pc back to them. Is Google the new “Big Brother” looking over everybodies [sic] shoulder…you betch ya.” I’ve [...]

Last Toolbar PageRank update of 2008
In case you didn’t see where I confirmed it on Twitter, Google recently did a toolbar PageRank update. It’s pretty much done now. If you want more info, I’ve answered questions about PageRank and the Google Toolbar in the past. I predict that this will be the last toolbar PageRank update of 2008.

NY Times Business

Jobless Rate Hits 7.2%, a 16-Year High
The economy lost 524,000 jobs in December, bringing the total for 2008 to 2.6 million, and a rapidly deteriorating economy promised more in the months ahead.


Rubin Is Stepping Down at Citigroup
Robert E. Rubin, the former Treasury secretary, came under fire for his role in the bank’s current troubles.


Wall Street Slides After Jobs Report
While the job report fell short of the direst predictions, it was still bad enough to spark a broad decline.


On the Brink, Outsourcing Giant Is Center Stage in India
The struggle for survival at Satyam, following revelations of massive fraud at the company, has prompted a debate over whether the government should intervene.


Fraud Charges Dropped Against Stockman
Prosecutors dropped charges against David A. Stockman, a former Reagan White House budget director, and three other executives in connection with their roles at a bankrupt auto parts maker.


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