Merit Systems, Inc.

Sells Creditbase software that allows businesses to access credit reports.
www.creditbase.com

Teledata Communications, Inc.

Manufactures terminals and Windows software to access credit bureau reports.
www.tcicredit.com/

DAKCS Software Systems, Inc.

Debt recovery software for collection agencies, medical facilities, utilities, and credit bureaus.
www.dakcs.com/

Desert Edge Technologies, Inc.

Credit reporting software for the automation of tenant screening, mortgage reporting, pre-employment screening. Access and merge all three credit bureaus.
www.desertedge.com/

Uni-Source 2000, Inc.

Credit collection and recovery software for collection agencies and financial institutions.
www.uni-collect.com/

ISI of Lisle

Automated credit and collection software for commercial, retail, medical and third party collections.
www.isioflisle.com/

Comtronic Systems

Provider of Debtmaster software solutions for the debt collection industry.
www.comtronic.com/

Columbia Ultimate

Products and services that collection agencies, retail businesses, government agencies, insurance providers and medical facilities use to recapture revenue.
www.columbiaultimate.com/

System Innovators

Provides payment collection software for utilities and government.
www.systeminnovators.com/

MicroBilt Corporation

Windows based software for credit report retrieval.
www.microbilt.com/

Real AdSense Secrets - Build Your AdSense Business Today


By Susan Velez

Google AdSense is a lucrative way to make money online without having to spend any money. However many people will start a blog and put some AdSense code on their blog and expect to see money begin to come in. Unfortunately this is not the way to build an AdSense business. However with these AdSense secrets I am going to expose you can literally be making money with in the first 30 days.

What are passionate about? Better yet what is "hot?" People are always looking for ways to treat something, buy something, or get information on something. If you can find a keyword that is "hot" and the crowd is starving for information about it, then you have found a "goldmine." People come to the internet to browse for all kinds of information and if you can find a way to get them the information that they have come to look for then the money you can make from your efforts are endless.

Before you run off to set up a free blog; by Google; find a niche that interests you and that you feel like you can become an expert on. Yes everyone can become an expert and you do have some wisdom in certain areas. You do not have to purchase a keyword tool finder at first you can find your niche keyword by going to Google' free keyword tool finder. However once you begin making some money by using these AdSense secrets I highly recommend purchasing a keyword tool finder it will give thousands of more keywords than the free tool

You can begin setting a free blog and begin writing. One important thing about making money with real AdSense secrets is you want to always make sure your content is original so that your blog can get good rankings with Google. Once you begin building your AdSense empire and start your blog; take the time to add fresh content everyday. Google loves content the more content you add the more traffic Google will send to your site.

This is where many people stop they put all kinds of pretty pictures on their blogs or websites and post a couple of times. Now they sit back and expect to get all kinds of traffic to their site so they can begin making money with AdSense.

However you must also learn about how to get one way links to your website to let Google know your site is there. The more one way links you can get to your site the more the search engines will think your site is of importance.

Hopefully these real AdSense tips will help you get started. If you want more information on how to build you AdSense business feel free to visit the website below

Learn how I get a check every month from Google for over $100 without spending any money on advertising. Get all the secrets here.


A6

Do Good CAPTCHAs Really Have To Be Unfriendly? An Expert Explains


by John Prodonovich

For those of you who are not familiar with the term, a CAPTCHA is a feature on many user populated websites, such as Myspace with the purpose of blocking automated programs from spamming its users and for overall security. Here is how it works:

A user is required to enter a random letter and number password into a form before being able to submit information, log in, etc. This password is essentially given directly to the user in an image, rather than in text form, so that an automated program cannot detect the characters. The password the form field expects is the same as that shown on the image, but this sometimes causes problems.

Jeff Atwood at the Coding Horrors blog discusses whether CAPTCHAs are dead. This follows a news report that scalpers probably beat the CAPTCHAs at Ticketmaster.

Jeff links to a Chinese site that sells CAPTCHA decoders. The site quotes different prices for breaking different CAPTCHAs. An eBay decoder, for example, is being sold for $4000 and claims 70% accuracy.

What caught my attention were the unbreakable CAPTCHAs in the list. The Yahoo CAPTCHA is listed as unbreakable. That isn't surprising. Most of us can barely get it right ourselves.

Consider a Yahoo CAPTCHA. Sometimes you cannot tell the difference between a G or a 6? And the way that letters are often skewed, the difference bewteen certain uppercase and lowercase letters is virtually unrecognizable?

Contrast that with a Google CAPTCHA also listed as unbreakable. The Google image is clean and legible. Most of us have no difficulty getting it right. Google demonstrates that effective CAPTCHAs don't have to be unfriendly to users.

I am curious to learn which CAPTCHA libraries generate strong, yet user friendly challenges.

For information on Penetration Testing, please visit Plynt.com.

R6

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Pay Per Clicks


By Chad Sandifer

There are many advertising options out there for small and large businesses alike. A new phenomenon that has recently hit the scene is the use of sponsored link searches for advertising needs. Are sponsored links really the best way to allocate valuable advertising dollars?

A re occurring complaint I hear from many of my customers is that sponsored links are not developing the return on investment they desire. There are several key reasons to why this may be occurring. Sponsored links, or pay per click advertising, are links on the right hand side of most search engines. These links, historically, are only used by approximately 30% of the online search market. By using only sponsored links in your online marketing campaign, you have essentially cut out 70% of the market that may be searching for your business. Further, did you know that there is a constant bidding war on the sponsored side of the page? Business are having to spend valuable working time managing their sponsored link page to make sure the are staying on the first page, while not breaking the bank. Because most consumers don't search past the first page of search engines, it is a constant war to "out bid" your competitors and stay in those valuable spots. But what is to keep your competitors from clicking your links and costing you tons of money and headaches? Thankfully, Google (among others) have allowed you to set certain limits on the amount of money you wish to spend monthly on sponsored link searches. While pay per click ads may get you some form of business, I do not believe they are the end all in online marketing. It is important to recognize several key factors when thinking about investing in pay per clicks.

1) How can I minimize "fraudulent" clicks by my competitors

2) Are their other online options, for around the same cost, which can give me a better return on investment? and

3) Am I willing to cut our 70% of the search market by spending money on sponsored links?

For some businesses, pay per clicks work. I am not advocating that they don't. The law of "big numbers" may come into play here where if you do something long enough, the average return will be worth the investment. I have found other advertising mediums that allow my customers a better, more stable, return on their investment. Diversity is the key to the marketing game and in order to advertise to all corners of a market, it is necessary to weigh your options and decide if you have the time, and money, to play the "big numbers" game.

Chad Sandifer
http://www.tenlist.com

R7
Google
 

Google News

Lawson Software's Profit Rises 13% - Wall Street Journal

Lawson Software's Profit Rises 13%
Wall Street Journal - 3 hours ago
By JOHN KELL Lawson Software Inc.'s fiscal second-quarter net income rose 13% on strong margins and a decrease in the provision for income taxes, ...
Lawson Software profit rose 13 percent in 2Q Forbes
Lawson Software Q2 Profit Up Though Revenues Dip; Guides Q3 - Update RTT News
Lawson profit up, revenue down in second quarter Bizjournals.com
MarketWatch - Forbes
all 17 news articles

Palm Unveils New 'Nova' Software, 'Palm Pre' Phone - CNNMoney.com

TrustedReviews

Palm Unveils New 'Nova' Software, 'Palm Pre' Phone
CNNMoney.com - 7 hours ago
LAS VEGAS -(Dow Jones)- Palm Inc. (PALM) on Thursday unveiled its long-awaited new software for touch screen smartphones and a new phone, as the ailing firm ...
Palm Surprises with New Handset AND Software CNBC
Palm Strikes Back Forbes
Palm unveils new phone and operating system San Jose Mercury News
CNET News - Times Online
all 406 news articles

At CES, Microsoft Introduces the Unexpected: Songwriting Software - PC World

PC World

At CES, Microsoft Introduces the Unexpected: Songwriting Software
PC World - 10 hours ago
The software itself, though, appears legit and pretty straightforward. You choose a style (per the screen above), then a tempo, and then there's a main ...
Microsoft on song with music software Inquirer
Microsoft releases SongSmith: Karaoke in reverse CNET News
Microsoft Research discovers its inner Songsmith BetaNews
Seattle Times - PR Newswire (press release)
all 32 news articles

Test Drive the latest software with the Microsoft Action Pack ... - CRN

Sydney Morning Herald

Test Drive the latest software with the Microsoft Action Pack ...
CRN, NY - 12 hours ago
Get the latest Microsoft® software, tools, training, and business-critical support at an affordable cost to help you close more sales, ...
Microsoft: Expect Fewer Phones with Windows New York Times
Read all 'Windows 7' posts in The Download Blog CNET News
Microsoft could announce free software upgrades at Consumer ... Telegraph.co.uk
Forbes - BBC News
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Saba Software, Inc. F2Q09 (Qtr End 11/30/08) Earnings Call Transcript - Seeking Alpha

Saba Software, Inc. F2Q09 (Qtr End 11/30/08) Earnings Call Transcript
Seeking Alpha, NY - 2 hours ago
Welcome to the Saba Software second quarter 2009 earnings release conference call. (Operator Instructions) I would now like to turn the conference over to ...
Saba Announces Second Quarter Fiscal Year 2009 Results SYS-CON Brasil
Saba Q2 loss narrows; meets estimate, ex-items; cuts FY09 earnings ... RTT News
all 12 news articles

Yahoo Search Engine News

Recession more severe than thought: Fed's Rosengren (Reuters)
Reuters - The U.S. recession looks to be longer and more severe than originally thought, but there are signs that the economy will improve in the second half of 2009, a top Federal Reserve official said on Thursday.

Lehman deal on private equity close: source (Reuters)

The Lehman Brothers booth on the trading floor of the New York Stock Exchange, September 16, 2008. (Brendan McDermid/Reuters)Reuters - Lehman Brothers Holdings Inc has reached an agreement in principal to sell its merchant banking business, made up of two private equity funds, to management of the funds, a source familiar with the situation said on Thursday.



Chevron sees big drops in Q4 production and earnings (Reuters)

A Chevron Corporation gasoline tank truck delivers gas to a Chevron service station in Redondo Beach, California August 10, 2005. (Fred Prouser/Reuters)Reuters - Chevron Corp expects its fourth-quarter earnings to be significantly lower than the previous quarter due to the impact of lower energy prices on its exploration and production business.



Citi backs measure to help avoid foreclosures (Reuters)

People taking the Long Island Foreclosure Tour arrive at a foreclosed home for sale in New Hyde Park, New York in this May 17, 2008 file photo. Citigroup could soon agree to principles that would let troubled borrowers save their homes through bankruptcy, sources familiar with the talks said on Thursday, while industry groups are easing their opposition to the plan. (Shannon Stapleton/Reuters)Reuters - Financial giant Citigroup Inc will support a proposal in Congress to rewrite U.S. bankruptcy law to help troubled mortgage borrowers avoid foreclosure, Chief Executive Vikram Pandit said on Thursday.



Consumer credit posts record drop in November (Reuters)

A shopper uses her credit card to pay for a purchase at a K-Mart store in Burbank, California November 28, 2008. (Fred Prouser/Reuters)Reuters - Consumer borrowing dropped by a record $7.94 billion in November, a Federal Reserve report showed on Thursday, the latest evidence that households were unwilling or unable to take on more credit.



Business Portal News

Ideal conference badge
I don’t even know how many conferences I’ve been to in the last decade, but it’s probably 30-40. In that time, maybe 2-3 conferences have really nailed the conference badge for attendees. Here’s what the ideal conference badge should look like, in my opinion: I’ll walk you through the important features of this badge: - Each attendee’s [...]

Webspam in 2009?
It’s the beginning of the year, so I just wanted to get some outside opinions: what would you like to see Google’s webspam team tackle in 2009? Here’s how I asked for suggestions in 2006: Based on your experiences, close your eyes and think about what area(s) you wish Google would work on. You probably want [...]

Start the Year with an Empty Inbox!
Here’s a nice Gmail tip that will make you feel like a million bucks: empty out your crufty email inbox. There’s nothing like an empty inbox to motivate you and give you a fresh start for the year. “But Matt,” you say, “my inbox is my to-do list!” I know, me too. So here’s how to [...]

Chrome Provides Dedicated Privacy Options
I was browsing the web when I ran across a statement about Google Chrome that I’ve seen echoed in different ways in the last couple months: “the reality is that Google Chrome is sending basic info about my pc back to them. Is Google the new “Big Brother” looking over everybodies [sic] shoulder…you betch ya.” I’ve [...]

Last Toolbar PageRank update of 2008
In case you didn’t see where I confirmed it on Twitter, Google recently did a toolbar PageRank update. It’s pretty much done now. If you want more info, I’ve answered questions about PageRank and the Google Toolbar in the past. I predict that this will be the last toolbar PageRank update of 2008.

Google News

Lawson Software's Profit Rises 13% - Wall Street Journal

Lawson Software's Profit Rises 13%
Wall Street Journal - 3 hours ago
By JOHN KELL Lawson Software Inc.'s fiscal second-quarter net income rose 13% on strong margins and a decrease in the provision for income taxes, ...
Lawson Software profit rose 13 percent in 2Q Forbes
Lawson Software Q2 Profit Up Though Revenues Dip; Guides Q3 - Update RTT News
Lawson profit up, revenue down in second quarter Bizjournals.com
MarketWatch - Forbes
all 17 news articles

Palm Unveils New 'Nova' Software, 'Palm Pre' Phone - CNNMoney.com

TrustedReviews

Palm Unveils New 'Nova' Software, 'Palm Pre' Phone
CNNMoney.com - 7 hours ago
LAS VEGAS -(Dow Jones)- Palm Inc. (PALM) on Thursday unveiled its long-awaited new software for touch screen smartphones and a new phone, as the ailing firm ...
Palm Surprises with New Handset AND Software CNBC
Palm Strikes Back Forbes
Palm unveils new phone and operating system San Jose Mercury News
CNET News - Times Online
all 406 news articles

At CES, Microsoft Introduces the Unexpected: Songwriting Software - PC World

PC World

At CES, Microsoft Introduces the Unexpected: Songwriting Software
PC World - 10 hours ago
The software itself, though, appears legit and pretty straightforward. You choose a style (per the screen above), then a tempo, and then there's a main ...
Microsoft on song with music software Inquirer
Microsoft releases SongSmith: Karaoke in reverse CNET News
Microsoft Research discovers its inner Songsmith BetaNews
Seattle Times - PR Newswire (press release)
all 32 news articles

Test Drive the latest software with the Microsoft Action Pack ... - CRN

Sydney Morning Herald

Test Drive the latest software with the Microsoft Action Pack ...
CRN, NY - 12 hours ago
Get the latest Microsoft® software, tools, training, and business-critical support at an affordable cost to help you close more sales, ...
Microsoft: Expect Fewer Phones with Windows New York Times
Read all 'Windows 7' posts in The Download Blog CNET News
Microsoft could announce free software upgrades at Consumer ... Telegraph.co.uk
Forbes - BBC News
all 1,069 news articles

Saba Software, Inc. F2Q09 (Qtr End 11/30/08) Earnings Call Transcript - Seeking Alpha

Saba Software, Inc. F2Q09 (Qtr End 11/30/08) Earnings Call Transcript
Seeking Alpha, NY - 2 hours ago
Welcome to the Saba Software second quarter 2009 earnings release conference call. (Operator Instructions) I would now like to turn the conference over to ...
Saba Announces Second Quarter Fiscal Year 2009 Results SYS-CON Brasil
Saba Q2 loss narrows; meets estimate, ex-items; cuts FY09 earnings ... RTT News
all 12 news articles

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