Industrial Common Ownership Fund

British investment fund that provides loan financing for co-operatives, employee owned businesses and community enterprises. Information on borrowing and loaning money to ICOF, and a newsletter.
www.icof.co.uk/home.htm

National Cooperative Bank

Provides financial services and coop loans to U.S. cooperatives and their members, nonprofits and other member-owned organizations. Includes information about the bank, about starting a co-op, and the role of cooperatives in the economy.
www.ncb.com/

Cooperative Fund of New England

Community development loan fund that lends socially responsible investments to cooperatives, non-profit organizations, worker-owned businesses and community groups in New England. Includes loan application, and information for investors and applicants.
www.cooperativefund.org/

Co-operative Trust Company of Canada

Co-operative Trust provides financial intermediary and trust services throughout Canada. Includes company news and descriptions of products and services.
www.co-operativetrust.ca/

Cacson

Cooperative financial institution serving the Uruguaian Army staff. Contains basic company info.
www.cacson.com/

National Rural Utilities Cooperative Finance Corporation

Provides financial and investment services to members. Contains descriptions of products and services, events calendar, and the history and goals of the cooperative.
www.nrucfc.org

Branding Yourself Will Bring You Greater Success


By Todd Ash

Wouldn't it be amazing if there was a way to successfully brand yourself without selling products and or services.Now most new internet marketers starting out their businesses just want to make a quick buck so they do not brand themselves correctly.

But smart folks like you and I know that if you try to brand yourself just by selling products and services if your customers don't like what you are offering, it is a lot harder to get your business off the ground.

If you brand yourself correctly and are known as a provider of good information you will have far greater success in selling your products thus improving your income.One of the most commonly used ways to brand yourself is to tell real life stories, show your audience that you relate to them.But beware once you have branded yourself and you are known and trusted by the public don't stop providing information to others.

Build up your business by branding yourself and providing relevant and popular information.How to position yourself as the obvious expert branding yourself as the obvious expert is the only way to dominate a niche in the marketplace.Now let's look at this for a second, why would people brand themselves when they could just brand the product and makes sales.

The people who brand themselves are in a completely different mindset.When you brand yourself, people trust you, they see you as the expert people are much more willing to listen to you and most importantly buy from you.If you just brand a product a person will buy the product and probably not even know who you are.

By branding yourself as an expert on your topic, you can easily increase your traffic to your site, as well as sales. Marketing and branding works for products and companies.

The point is this. Branding yourself is all about self-expression.The notion of branding yourself is not new. Your idea of branding yourself is a dynamic strategy everyone should use if they plan on being a big success.What prevents you from over branding yourself is the ability to express a quick summary or movie preview in a concise and articulate way. Particularly in any sales-driven industry, branding yourself is as integral to the success of your business as the company logo.

Todd Ash Is An Entrepreneur and A Master Of Network Marketing.To Find Out More About Succeeding Online Click Here To Visit Toddash.com For Free Information

A8

Do Good CAPTCHAs Really Have To Be Unfriendly? An Expert Explains


by John Prodonovich

For those of you who are not familiar with the term, a CAPTCHA is a feature on many user populated websites, such as Myspace with the purpose of blocking automated programs from spamming its users and for overall security. Here is how it works:

A user is required to enter a random letter and number password into a form before being able to submit information, log in, etc. This password is essentially given directly to the user in an image, rather than in text form, so that an automated program cannot detect the characters. The password the form field expects is the same as that shown on the image, but this sometimes causes problems.

Jeff Atwood at the Coding Horrors blog discusses whether CAPTCHAs are dead. This follows a news report that scalpers probably beat the CAPTCHAs at Ticketmaster.

Jeff links to a Chinese site that sells CAPTCHA decoders. The site quotes different prices for breaking different CAPTCHAs. An eBay decoder, for example, is being sold for $4000 and claims 70% accuracy.

What caught my attention were the unbreakable CAPTCHAs in the list. The Yahoo CAPTCHA is listed as unbreakable. That isn't surprising. Most of us can barely get it right ourselves.

Consider a Yahoo CAPTCHA. Sometimes you cannot tell the difference between a G or a 6? And the way that letters are often skewed, the difference bewteen certain uppercase and lowercase letters is virtually unrecognizable?

Contrast that with a Google CAPTCHA also listed as unbreakable. The Google image is clean and legible. Most of us have no difficulty getting it right. Google demonstrates that effective CAPTCHAs don't have to be unfriendly to users.

I am curious to learn which CAPTCHA libraries generate strong, yet user friendly challenges.

For information on Penetration Testing, please visit Plynt.com.

R6

SEO, the HTML Source Code and Competition


By Ricci Mathew

You have a business, and ever since you started the SEO campaign, business has been good and most of your business enquiries have been coming via your website. You are getting professional SEO support and an ongoing SEO program takes care of all your SEO work.They have optimized your website and now it attracts a fairly good quantity of relevant incoming traffic which has been resulting in good business enquiries and sales. Now, suppose you have other competitors for your business in your region and would like to know if your competitors also have an SEO campaign going on with their website. As you are ignorant on this issue it has been making you anxious. They have always been your stiff competitors so you can't just call them up and ask about it! So what do you do?

Ok, if you want to find out about your competitors are also optimizing their website it is a very simple process to find it out. It is not necessary for you to send some one out to spy on your competitors to get this information because it will only take you a few minutes to find out and confirm this information online. All you need to do is just go to your competitor's website and check on its HTML source Code!

This is how one should go about it. Go to the concerned web site's homepage on the browser and click on "view" and choose "source" and the HTML source code page opens up. If you are using Internet Explorer 2.x, right-click on the web page, and then click View Source. To view the HTML source code for a web page that contains frames, right- click the web page in a frame, and then choose "view source". Looking at this page you will be able to get the required information.

On this HTML source code page, just see if there are main keywords in the header tags KEYWORDS , the title tags KEYWORDS , and in the image alt tags KEYWORDS . These are always located near the top of the source code. Also if the content on the webpage has been optimized for the search engines, you will find that the text on the web page contains a minimal repeated use of the keyword. These clues are more than enough to confirm the fact that your competitor is also smart enough to have gone for website optimization. (Now you have another new area of competition and must outsmart him)

The author of this article is Ricci Mathew of Outsource Strategies International (OSI), a US based company that offers services in Search Engine Optimization, SEM, PPC advertising for clients across the US.

A4

How to Get Number 1 Rankings on Google, Yahoo and MSN Using Video Hosting Sites

By John Prodonovich

The other day, I did a test to see how fast my videos would be found in the search engines and to see how well they would rank for the keywords I was optimizing my videos for.

The results were outstanding and should bring hope to anyone who feels that getting a #1 or top 10 listing on the major search engines is out of reach. Everyone can get top listings, with videos

The process was very simple. I filmed a video, submitted and tagged my video, and 13 hours later, I was in the #1 spot. Then, 24 hours later that same video on different video networks occupied spots 1, 2 and 3 on Google.

So, how easy is it to do? Very easy, just follow these steps and you'll be getting #1 listings on Google, MSN and Yahoo in no time flat.

First - Create your video. Use a video camera or digital video camera and get the digital file on to you computer so you can manipulate it in a video editing program. If you don't have a video camera, no problem, all you need is a microphone and an audio recording program like Audacity, and you can create an mp3 audio file with 30 seconds to 5 minutes of audio, and convert that audio to video. Don't worry, that's easy too, I'll tell you how in the next steps.

Second - Edit the video file to have the look, feel, URL's and production values you like. If you made an audio file, put that audio file into the video editing software. Most PC's come with Windows Movie Maker, which is free, and you can drop the Mp3 audio in there and place, random Digital pictures throughout the length of the audio file to create the "video" images that go along with your audio.

Third - Upload the finished video file, which should be in wmv format to a video submission host, called Tubemogul. At Tubemogul, you can upload unlimited videos, and then have those videos uploaded automatically to some of the more popular video hosting sites on the internet like Youtube, Google Video, Yahoo Video, Metacafe, Revver, and some other popular one.

Let me say that Tubemogul is also MORE than just a video posting service, they are MUCH more. They can track all the video views you get DAILY on EACH video hosting site. They'll provide charts and other track meta data, that is very important to marketers to daily track stats across all the video sites. And remember, it's all free to do this.

Fourth & Final Step - Push your videos out to the video hosting sites and let Tubemogul do the work for you. But a key element is, you want people to find your videos. The search engines find videos, not based on the content said inside them, but by the tags and descriptions about them. Tagging is the single most important element of getting traffic to other websites, based on what your video is tagged for.

Jeff Mills is giving away free home based business DVDs showing how people can make a six figure income, working from home and is giving away $757 in bonus marketing tools to anyone who claims one of the last remaining DVDs before they sell out. Claim your DVD at http://www.homebasedbusinessdvd.com

R9>
Google
 

NY Times Business

It’s Official: Recession Started One Year Ago
The group of economists charged with making the call for the history books said that the U.S. economy entered a recession in December 2007.


Construction Spending Reflects Economic Slowdown
Construction spending dropped by 1.2 percent in October, led by another big drop in home construction. Separately, a measure of manufacturing activity fell to a 26-year low in November.


A Generation of Local TV Anchors Is Signing Off
Cost-cutting at many local stations includes the big salaries commanded by news anchors.


Deep Discounts Draw Shoppers, but Not Profits
The discounts that drove shoppers to stores were so steep that many ailing chains may be no better off in the long run.


Ryanair Makes New Bid for Aer Lingus
Ryanair, Europe’s biggest low-cost airline, made a new offer to buy the 70 percent of its Irish rival Aer Lingus that it does not already own.


Yahoo Search Engine News

Economic slump and spending woe sink Wall Street (Reuters)

A trader on the floor of the New York Stock Exchange, November 13, 2008. (Brendan McDermid/Reuters)Reuters - Stocks slid on Monday as news pointing to the deepening economic slump around the world punctured last week's market enthusiasm, with financial services companies and retailers among Wall Street's biggest casualties.



U.S. entered recession December 2007, panel says (Reuters)

A clerk reacts in the Euro Dollar Pit at the Chicago Mercantile Exchange October 8, 2008. (John Gress/Reuters)Reuters - The economy slipped into recession in December 2007, the National Bureau of Economic Research, the prestigious private research institute that is regarded as the arbiter of U.S. recessions, declared on Monday.



Manufacturing sags to weakest since 1982: ISM (Reuters)

An assembly worker in a file photo. Factory activity fell in November to its weakest since the 1981-1982 recession, according to an industry report released on Monday. (File/Reuters)Reuters - Factory activity fell in November to its weakest since the 1981-1982 recession, according to an industry report released on Monday.



Retail stocks fall on holiday shopping worries (Reuters)

A woman shops at a Walmart store on 'Black Friday' in Oakland, California, November 28, 2008. (Kimberly White/Reuters)Reuters - Key retail stocks fell on Monday as investors feared that deep discounts offered by U.S. stores during the year's first holiday shopping weekend could sap profits and would not save a bleak season.



J.P. Morgan sees Fed cutting rates to zero in Jan (Reuters)
Reuters - The Federal Reserve will lower its policy rate to zero percent by January in its attempt to avert a prolonged recession and to revive the struggling credit market, according to J.P. Morgan Securities analysts.

Google News

US Rethinks Roles of Fannie, Freddie - Wall Street Journal

CEP News

US Rethinks Roles of Fannie, Freddie
Wall Street Journal - 13 hours ago
These cooperatives would package mortgages into securities for sale to investors. Unlike Fannie and Freddie, the cooperatives wouldn't own large amounts of ...
Fannie Mae Redemption SYS-CON Media
Fannie Mae shares rise, reverse split considered Forbes
Fannie Mae plans to stay on NYSE Bizjournals.com
Motley Fool - TopNews
all 32 news articles

Gold mining cooperatives want dialogue with Basic Industries ... - PR-Inside.com (Pressemitteilung)

Gold mining cooperatives want dialogue with Basic Industries ...
PR-Inside.com (Pressemitteilung), Austria - 5 hours ago
2008-12-01 14:35:08 - Corazon de Jesus mining cooperative president Dallys Figueroa says that local miners are ready to continue cooperating with, ...

Cooperatives accumulate E400m savings, E200m shares - The Swazi Observer

Cooperatives accumulate E400m savings, E200m shares
The Swazi Observer, Swaziland - 12 hours ago
By Hlengiwe Ndlovu SWAZI Savings and Credit Cooperative Unions (SACCOs) have accumulated E400 million in savings, E200 million in shares and have issued ...

Supreme Court rules caregivers must provide care not just marijuana - Willits News

Supreme Court rules caregivers must provide care not just marijuana
Willits News, CA - 19 hours ago
"The remaining legal defense for medical marijuana providers is to organize as patient cooperatives and collectives, which are legal under SB420. ...
CA Supreme Court: Caregiver must do more than provide marijuana Times-Standard
all 4 news articles

Six Electric cooperatives unite in historic support for Iowa wind farm - Lancaster Eagle Gazette

Six Electric cooperatives unite in historic support for Iowa wind farm
Lancaster Eagle Gazette, OH - Nov 24, 2008
Columbus — Six generation-and-transmission cooperatives (G&Ts) located across the US today announced that their historic joint support of a renewable energy ...
ACES Power Marketing Supports New 150-MW Iowa Wind Project MarketWatch
APM starts commercial operation of 150MW Story County wind project Trading Markets (press release)
Can Duane Arnold nuclear plant get a 20-year renewal? Gazette Online
all 18 news articles

Business Portal News

Browser Market Share?
I hadn’t looked at my browser marketshare in a while, so I fired up Google Analytics: Rough browser numbers are Firefox 57.58% IE 26.07% Safari 6.48% Chrome 5.11% Opera 2.35% Mozilla 1.44% SeaMonkey 0.48% Mozilla Compatible 0.18% Konqueror 0.13% Camino 0.04% OneStat says that they see 0.54% share for Google Chrome. Net Applications provides an hour-by-hour graph, which is nice, but they hardwired it to look for the string “Chrome 0.2″ when Chrome is on version 0.3 [...]

Trying (and failing) to get Ubuntu to work
I really want to run Ubuntu, but it shouldn’t be this hard. Plugging in an SD card reader that I picked up from Best Buy shouldn’t cause a hard freeze of my system (on both Gutsy Gibbon and Intrepid Ibex): The card reader works fine in Windows. At this point, I’m honestly thinking about crashing the [...]

Where did udevmonitor go?
In case you’re looking for the “udevmonitor” program on the Intrepid Ibex version of Ubuntu, it’s changed; use “udevadm monitor” now: $ udevadm help Usage: udevadm COMMAND [OPTIONS] info query sysfs or the udev database trigger request events from the kernel [...]

Virtual terminals not working? Check your keyboard.
(This is a boring post that I’m writing for people that have this same problem in the future. Just skip it.) Every good Linux user knows that if you want to drop from X down into a text-based virtual terminal, you can press control-alt-F1 (or any other key up to F6), and control-alt-F7 returns you to [...]

Reindeer Car Antlers are a Great Holiday Present
Last year I got these reindeer car antlers for my wife. This year she let me have them for my car. They look like this: (Note: this is the picture from the catalog, not one of our cars.) Tons of people stop, stare, and then break out in a smile or start pointing out my car to [...]

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