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CreditNet

Provides a guide to cards for consumers, as well as credit alerts and news.
consumers.creditnet.com

Visa International

Association that licenses member banks to issue and accept their card brand.
www.visa.com/

New England Bankcard Association

Provides credit and debit card issuing programs for financial institutions.
www.neba.com/

Card Tech Ltd

Providing card management systems to the payment card industry.
www.ctl.com/

iCard Systems

Provider of customized payment card services and solutions.
www.icardsystems.com/

MasterCard

Association that licenses member banks to issue and accept their card brand.
www.mastercard.com

Universal-ID

Provides secure authentication and validation technology for transactions to cardholders and merchants.
www.universal-id.com/

CrediCard National Bank

Private label cards issued by and only usable at stores owned by one company.
www.credicardbank.com

Ceridian Corporation

International information services company whose two major specialties are human resources outsourcing and credit card services. News items, overview of each of their businesses, investor information. Based in Bloomington, Minnesota. (NYSE: CEN).
www.ceridian.com/

Google Docs - An Essential Blogging Tool?


By Tony Bedford

In managing my blog one of the tools I rely on is Google Docs. In this article I provide an introduction to Google Docs and explain its advantages to those running an blog.

What is Google Docs?

Google Docs is best summarized as a completely web-based, simplified, free version of Microsoft Office. It provides basic functionality such as word-processing, spreadsheets and presentations. The fact that it is an online service gives it a number of advantages, but there are also one or two disadvantages you need to be aware of.

Web-based service

The fact that Google Docs is an online service has a great advantage, you can work on a document from anywhere you have Internet access and a browser. This is more convenient than it sounds. For example, I have several computers and, using OpenOffice, I might create a Word-compatible document on, say, my desktop computer. If I am then on the road I don't have access to that document from my laptop as the document might still be on my desktop computer's hard-drive.

There are ways to transfer between computers, and one technique I used in the past was to email the document to Hotmail. This ensured that I could access the document from any of my computers and it was backed-up by Microsoft. This wasn't convenient though as I ended up having several versions of the document on different computers and keeping track of the current version proved difficult. Google Docs solves this problem as all the documents you create are hosted by Google. You can access your documents from any computer that has a browser and Internet access.

Summary

I would say I am addicted to Google Docs and find it to be an essential part of running my blog - it is one of the main reasons I use Blogger. It is convenient, easy to use and being able to store your documents (and publish them) on the web is a huge advantage. I no longer have to transfer documents between computers or worry about issues such as versioning. It is very easy to be able to export the documents to a local file, such as a PDF. So far, I have found Google Docs to be invaluable.

Google Docs can be found at http://docs.google.com

Tony Bedford first started blogging in March 2000. Tony currently maintains a free guide to more profitable blogging at http://the-business-of-blogging.blogspot.com


A5

Entrepreneurs - Why Use Free Tools To Grow Your Business? (Hint - Its Not What You Think)


by Tonya R. Taylor

To help you "Fake It Until You Make It", entrepreneurs and small business owners need to consider two critical objectives: the ability to act big on a small budget and look like a high quality-professional.

In order to accomplish these objectives you need to assess how technology can help you. If you're seriously interested in succeeding, answer these questions:

1. What tools will propel my business to the next level?

2. What tools are needed to run my business?

3. What tasks can be automated?

4. What tools will save time and increase efficiency?

5. What training is needed?

6. What tools will enhance customer relations?

7. What tools will enhance partnership relations?

8. What tools will enhance employee relations?

9. What tools are needed for data security?

10. What tools will make the business more competitive?

Before making a technology purchase, growing companies must consider the return on investment. Unfortunately, some benefits might not be tangible or cash may not be available to justify a purchase.

Since, you don't risk a cent, now is the time to make technology your BFF (Best Friend Forever). Take advantage of FREE technology tools, not just because they are FREE but to defy the odds, out perform competitors, increase revenue and propel your small business to the next level.

"101 Free Tools to Grow Your Business" (http://www.101freetools.com) is a handy FREE reference guide for small business owners who don't want to waste MONEY. You'll get the tools YOU need to power up your business fast! If you want to solve tomorrow's technology needs today visit http://www.101FREETools.com to get your FREE copy of this special report.

R5

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How To Achieve Pagerank 5 For Your Website For Free


by Jazz Lai

There are many small business owners doing ecommerce online who are struggling, trying to increase their top page rank ratings. This is very time consuming and expensive. A lot of ecommerce businesses do not have a budget to allow them to take advantage of link buying, or other endeavors to increase the page rank ratings they need to make the money the big guns do.

How do you build a website for PR0 to PR2?

Here are some helpful hints that will work for you to get a top page rank on Google.

Get a private domain name. This is essential in this business. Be online for a few months. Make sure you change your content regularly, at least once a week. Have at least fifty inbound links that work.

This next step is tricky but not difficult. Have between 50 to 100 plus articles on your site. Submit your website to all of the necessary directories. Begin to link your website in the forums. Become a member of Google's PayPerClick Program. Google will welcome you with open arms. You invest twenty dollars to join Google's PPC program once. Done correctly, you will get back this small investment within a few short months.

It is a wonderful idea to make friends with Google. It is the number one search engine right now. Google's index spiders search the internet, finding sites to rank them against relevance. This takes some time for the spiders to do their job, sometimes up to several months, so have patience because it will take a few months for your site to get indexed.

A page rank of 5 can be reached by generating at least 10,000 links. This sounds daunting but it is not impossible. When you have 200 pages of content with each page having thirty or more links to other pages, those inside links will generate 6,000. Google's spiders will count the links inside the site because the size of your website is just as important as the links inside of it. This is especially valid when all of your website's content is alike.

This method will work for you, but you will have to be patient and allow some time to pass. Give it a few months, then begin checking at Google to see where your page rank is. From here, you will have a good idea in a few weeks if it is moving up, or down in page rank. If it is moving down, then you need to tweak your site, or adjust the keywords and keyword phrases.

Jaz Lai is an internet network marketing prospecting expert expert. Download your free white paper and audio on how to use the internet to Double or Triple your organization within the next 30 days. Available for the next 24 hours only, click below for instant access:

http://www.HowToNetworkMarketing.com

R3
Google
 

Google News

Suze Orman: Tips to pay off credit cards - MSNBC

Now

Suze Orman: Tips to pay off credit cards
MSNBC - 6 hours ago
They think you won’t be able to keep up with your credit card payments in 2009 as the nation continues to work its way through this economic meltdown. ...
Credit Cards: You Asked, We Answered Now
How to get out of credit card debt abc13.com
Check Your Credit Cards, You May Need a Bailout Too The River Journal
Florida Times-Union - ABC2 News
all 27 news articles

Credit card defaults rise again in December - MSNBC

Credit card defaults rise again in December
MSNBC - 16 hours ago
NEW YORK - US consumers fell further behind in paying off credit cards last month, a trend that's expected to worsen this year amid growing unemployment, ...

Consumer Credit Cards Greater Worry Than Mortgages, Nixon Says - Bloomberg

Reuters Canada

Consumer Credit Cards Greater Worry Than Mortgages, Nixon Says
Bloomberg - 10 hours ago
8 (Bloomberg) -- Royal Bank of Canada Chief Executive Officer Gordon Nixon said he’s more concerned about rising defaults on credit-card debt than on ...
'It is business as usual' for Canadian lending, bank CEOs assert CBC.ca
Banks shy away from big US acquisitions ReportonBusiness.com
all 77 news articles

Fed report shows plunge in credit card use - CreditCards.com

Reuters

Fed report shows plunge in credit card use
CreditCards.com, TX - 4 hours ago
Those factors, combined with reduced lending on part of the banks, cut into credit card balances in November. "It looks like that combination of weak retail ...
Video: Jan. 6: Stocks Finish Higher on Fed Minutes AssociatedPress
Consumer Borrowing in US Falls Record $7.9 Billion Bloomberg
CORRECTED - US consumer credit posts record drop in November Reuters
AXcess News - FXstreet.com The Foreign Exchange Market
all 1,148 news articles

When Credit Cards Become 'A Way of Life' - ABC News

ABC News

When Credit Cards Become 'A Way of Life'
ABC News - Jan 7, 2009
"It's been difficult worrying how things were going to work out with our bills," said Heide, whose main worry was mounting credit card debt. ...
When Credit Cards Become 'A Way of Life' ABC News
all 8 news articles

Business Portal News

Ideal conference badge
I don’t even know how many conferences I’ve been to in the last decade, but it’s probably 30-40. In that time, maybe 2-3 conferences have really nailed the conference badge for attendees. Here’s what the ideal conference badge should look like, in my opinion: I’ll walk you through the important features of this badge: - Each attendee’s [...]

Webspam in 2009?
It’s the beginning of the year, so I just wanted to get some outside opinions: what would you like to see Google’s webspam team tackle in 2009? Here’s how I asked for suggestions in 2006: Based on your experiences, close your eyes and think about what area(s) you wish Google would work on. You probably want [...]

Start the Year with an Empty Inbox!
Here’s a nice Gmail tip that will make you feel like a million bucks: empty out your crufty email inbox. There’s nothing like an empty inbox to motivate you and give you a fresh start for the year. “But Matt,” you say, “my inbox is my to-do list!” I know, me too. So here’s how to [...]

Chrome Provides Dedicated Privacy Options
I was browsing the web when I ran across a statement about Google Chrome that I’ve seen echoed in different ways in the last couple months: “the reality is that Google Chrome is sending basic info about my pc back to them. Is Google the new “Big Brother” looking over everybodies [sic] shoulder…you betch ya.” I’ve [...]

Last Toolbar PageRank update of 2008
In case you didn’t see where I confirmed it on Twitter, Google recently did a toolbar PageRank update. It’s pretty much done now. If you want more info, I’ve answered questions about PageRank and the Google Toolbar in the past. I predict that this will be the last toolbar PageRank update of 2008.

Yahoo Search Engine News

Recession more severe than thought: Fed's Rosengren (Reuters)
Reuters - The U.S. recession looks to be longer and more severe than originally thought, but there are signs that the economy will improve in the second half of 2009, a top Federal Reserve official said on Thursday.

Chevron sees big drops in Q4 production and earnings (Reuters)

A Chevron Corporation gasoline tank truck delivers gas to a Chevron service station in Redondo Beach, California August 10, 2005. (Fred Prouser/Reuters)Reuters - Chevron Corp expects its fourth-quarter earnings to be significantly lower than the previous quarter due to the impact of lower energy prices on its exploration and production business.



Citi backs measure to help avoid foreclosures (Reuters)

People taking the Long Island Foreclosure Tour arrive at a foreclosed home for sale in New Hyde Park, New York in this May 17, 2008 file photo. Citigroup could soon agree to principles that would let troubled borrowers save their homes through bankruptcy, sources familiar with the talks said on Thursday, while industry groups are easing their opposition to the plan. (Shannon Stapleton/Reuters)Reuters - Financial giant Citigroup Inc will support a proposal in Congress to rewrite U.S. bankruptcy law to help troubled mortgage borrowers avoid foreclosure, Chief Executive Vikram Pandit said on Thursday.



Consumer credit posts record drop in November (Reuters)

A shopper uses her credit card to pay for a purchase at a K-Mart store in Burbank, California November 28, 2008. (Fred Prouser/Reuters)Reuters - Consumer borrowing dropped by a record $7.94 billion in November, a Federal Reserve report showed on Thursday, the latest evidence that households were unwilling or unable to take on more credit.



Palm's new phone and operating system ignite shares (Reuters)

The Palm website is seen on the Palm Pre smartphone at the annual Consumer Electronics Show (CES) in Las Vegas, Nevada January 8, 2009. Palm Inc took the wraps off its overhauled mobile operating system and introduced the Pre touch-screen phone, hoping the move can help it win back customers from rivals like Nokia and Apple. Shares of Palm jumped more than 15 percent to $3.80 on the news. (Rick Wilking/Reuters)Reuters - Palm Inc overhauled its mobile operating system and introduced a new touch-screen phone, sending its shares soaring 35 percent as investors hoped the moves can help win back customers from rivals such as Apple Inc .



Google News

Suze Orman: Tips to pay off credit cards - MSNBC

Now

Suze Orman: Tips to pay off credit cards
MSNBC - 6 hours ago
They think you won’t be able to keep up with your credit card payments in 2009 as the nation continues to work its way through this economic meltdown. ...
Credit Cards: You Asked, We Answered Now
How to get out of credit card debt abc13.com
Check Your Credit Cards, You May Need a Bailout Too The River Journal
Florida Times-Union - ABC2 News
all 27 news articles

Credit card defaults rise again in December - MSNBC

Credit card defaults rise again in December
MSNBC - 16 hours ago
NEW YORK - US consumers fell further behind in paying off credit cards last month, a trend that's expected to worsen this year amid growing unemployment, ...

Consumer Credit Cards Greater Worry Than Mortgages, Nixon Says - Bloomberg

Reuters Canada

Consumer Credit Cards Greater Worry Than Mortgages, Nixon Says
Bloomberg - 10 hours ago
8 (Bloomberg) -- Royal Bank of Canada Chief Executive Officer Gordon Nixon said he’s more concerned about rising defaults on credit-card debt than on ...
'It is business as usual' for Canadian lending, bank CEOs assert CBC.ca
Banks shy away from big US acquisitions ReportonBusiness.com
all 77 news articles

Fed report shows plunge in credit card use - CreditCards.com

Reuters

Fed report shows plunge in credit card use
CreditCards.com, TX - 4 hours ago
Those factors, combined with reduced lending on part of the banks, cut into credit card balances in November. "It looks like that combination of weak retail ...
Video: Jan. 6: Stocks Finish Higher on Fed Minutes AssociatedPress
Consumer Borrowing in US Falls Record $7.9 Billion Bloomberg
CORRECTED - US consumer credit posts record drop in November Reuters
AXcess News - FXstreet.com The Foreign Exchange Market
all 1,148 news articles

When Credit Cards Become 'A Way of Life' - ABC News

ABC News

When Credit Cards Become 'A Way of Life'
ABC News - Jan 7, 2009
"It's been difficult worrying how things were going to work out with our bills," said Heide, whose main worry was mounting credit card debt. ...
When Credit Cards Become 'A Way of Life' ABC News
all 8 news articles

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