Minnesota Lawyers Mutual Insurance Company

Branded as "Prolegia". National provider of lawyers professional liability insurance via online application. Also offers risk management resources as well as software for attorneys.
www.prolegia.com/

Southern California Physicians Insurance Exchange (SCPIE)

Provider of medical malpractice insurance for physicians and other healthcare providers. Site includes a section on risk management and many articles.
www.scpie.com/

Argonaut Great Central Insurance

Provides insurance and risk management services to food merchants, restaurants, dry cleaners and churches. Offers property, general liability, crime, auto, worker's compensation and umbrella policies. A subsidiary of The Argonaut Group, Inc.
www.argonautgreatcentral.com/

Benchmark Insurance Companies

Offers insurance to the retail food industry, including package, GL, umbrella, property, and workers compensation. Subsidiary of Associated Wholesale Grocers, Inc.
www.benchmarkinsco.com/

Amerisure Mutual Insurance Company

Provides insurance for workers' compensation, contractor and manufacturer programs, commercial property, and coverage enhancements for manufacturing, contracting, and commercial enterprises.
www.amerisure.com/

Church Mutual Insurance Company

Provides US churches, synagogues, temples, schools, camps, denominational offices, assisted living facilities and retirement homes with insurance for workmen's comp, property, and liability. [English, Spanish]
www.churchmutual.com/

Penn-America Group, Inc.

Markets and underwrites general liability, commercial property, and multi-peril insurance for small businesses that are located in small towns and suburban and rural areas nationwide.
www.penn-america.com/

The American Club

Formally known as American Steamship Owners Mutual Protection and Indemnity Association, Inc. Provides insurance to the shipping industry, often pooling risks with the International Group of P & I Clubs.
www.american-club.com/

West of England Ship Owners Mutual Insurance Association

Provides shipowners and charterers around the world two principal types of cover: protection and indemnity, and freight demurrage and defence.
www.westpandi.com/

Alaska National Insurance Company

A multi-line commercial insurer. Site includes information about Alaska Assigned Risk Pool as well as the ability to report a claim and view loss reports.
www.alaskanational.com/

Google Docs - An Essential Blogging Tool?


By Tony Bedford

In managing my blog one of the tools I rely on is Google Docs. In this article I provide an introduction to Google Docs and explain its advantages to those running an blog.

What is Google Docs?

Google Docs is best summarized as a completely web-based, simplified, free version of Microsoft Office. It provides basic functionality such as word-processing, spreadsheets and presentations. The fact that it is an online service gives it a number of advantages, but there are also one or two disadvantages you need to be aware of.

Web-based service

The fact that Google Docs is an online service has a great advantage, you can work on a document from anywhere you have Internet access and a browser. This is more convenient than it sounds. For example, I have several computers and, using OpenOffice, I might create a Word-compatible document on, say, my desktop computer. If I am then on the road I don't have access to that document from my laptop as the document might still be on my desktop computer's hard-drive.

There are ways to transfer between computers, and one technique I used in the past was to email the document to Hotmail. This ensured that I could access the document from any of my computers and it was backed-up by Microsoft. This wasn't convenient though as I ended up having several versions of the document on different computers and keeping track of the current version proved difficult. Google Docs solves this problem as all the documents you create are hosted by Google. You can access your documents from any computer that has a browser and Internet access.

Summary

I would say I am addicted to Google Docs and find it to be an essential part of running my blog - it is one of the main reasons I use Blogger. It is convenient, easy to use and being able to store your documents (and publish them) on the web is a huge advantage. I no longer have to transfer documents between computers or worry about issues such as versioning. It is very easy to be able to export the documents to a local file, such as a PDF. So far, I have found Google Docs to be invaluable.

Google Docs can be found at http://docs.google.com

Tony Bedford first started blogging in March 2000. Tony currently maintains a free guide to more profitable blogging at http://the-business-of-blogging.blogspot.com


A5

Entrepreneurs - Why Use Free Tools To Grow Your Business? (Hint - Its Not What You Think)


by Tonya R. Taylor

To help you "Fake It Until You Make It", entrepreneurs and small business owners need to consider two critical objectives: the ability to act big on a small budget and look like a high quality-professional.

In order to accomplish these objectives you need to assess how technology can help you. If you're seriously interested in succeeding, answer these questions:

1. What tools will propel my business to the next level?

2. What tools are needed to run my business?

3. What tasks can be automated?

4. What tools will save time and increase efficiency?

5. What training is needed?

6. What tools will enhance customer relations?

7. What tools will enhance partnership relations?

8. What tools will enhance employee relations?

9. What tools are needed for data security?

10. What tools will make the business more competitive?

Before making a technology purchase, growing companies must consider the return on investment. Unfortunately, some benefits might not be tangible or cash may not be available to justify a purchase.

Since, you don't risk a cent, now is the time to make technology your BFF (Best Friend Forever). Take advantage of FREE technology tools, not just because they are FREE but to defy the odds, out perform competitors, increase revenue and propel your small business to the next level.

"101 Free Tools to Grow Your Business" (http://www.101freetools.com) is a handy FREE reference guide for small business owners who don't want to waste MONEY. You'll get the tools YOU need to power up your business fast! If you want to solve tomorrow's technology needs today visit http://www.101FREETools.com to get your FREE copy of this special report.

R5

Branding Yourself Will Bring You Greater Success


By Todd Ash

Wouldn't it be amazing if there was a way to successfully brand yourself without selling products and or services.Now most new internet marketers starting out their businesses just want to make a quick buck so they do not brand themselves correctly.

But smart folks like you and I know that if you try to brand yourself just by selling products and services if your customers don't like what you are offering, it is a lot harder to get your business off the ground.

If you brand yourself correctly and are known as a provider of good information you will have far greater success in selling your products thus improving your income.One of the most commonly used ways to brand yourself is to tell real life stories, show your audience that you relate to them.But beware once you have branded yourself and you are known and trusted by the public don't stop providing information to others.

Build up your business by branding yourself and providing relevant and popular information.How to position yourself as the obvious expert branding yourself as the obvious expert is the only way to dominate a niche in the marketplace.Now let's look at this for a second, why would people brand themselves when they could just brand the product and makes sales.

The people who brand themselves are in a completely different mindset.When you brand yourself, people trust you, they see you as the expert people are much more willing to listen to you and most importantly buy from you.If you just brand a product a person will buy the product and probably not even know who you are.

By branding yourself as an expert on your topic, you can easily increase your traffic to your site, as well as sales. Marketing and branding works for products and companies.

The point is this. Branding yourself is all about self-expression.The notion of branding yourself is not new. Your idea of branding yourself is a dynamic strategy everyone should use if they plan on being a big success.What prevents you from over branding yourself is the ability to express a quick summary or movie preview in a concise and articulate way. Particularly in any sales-driven industry, branding yourself is as integral to the success of your business as the company logo.

Todd Ash Is An Entrepreneur and A Master Of Network Marketing.To Find Out More About Succeeding Online Click Here To Visit Toddash.com For Free Information

A8

What NOT To Do Using Pay Per Click Campaigns


By Jo Mark

I see a lot of experts recommending that new online entrepreneurs use pay-per-click programs as a traffic building source to generate profits for their new online businesses. Unfortunately, what they fail to mention is the potential costs involved. Many new online business owners underestimate the potential traffic if they are new to pay-per-click programs and wind up paying much more money than they had planned on. This is particularly true if they are unfamiliar with PPC.

Others who are new to the program choose a very general search term in order to maximize the number of clicks. They mistakenly think that more clicks will automatically mean more money. Unfortunately, this is not true. In order to make money using PPC programs, you need TARGETED clicks. You have to use a very narrow focus to concentrate on people who are likely to need the products that you are offering.

If you focus on the word "ebooks" in your campaign, you will get tons of clicks from people who are looking for free ebooks, but you probably won't get many buyers for your "ebook maker" product. This campaign will be doomed to failure. But unfortunately, many new entrepreneurs hear about the PPC hype and jump right in without doing the necessary research.

So, if you are new to the Internet marketing business. Do your research before committing yourself to any type of program. Make sure that you can afford the 'worst case scenario.' If you are using PPC programs, narrow your focus. Be aware that a higher number of clicks does not necessarily mean a higher amount of profit, but it WILL mean a higher cost. And sometimes it means a much higher cost. So do your research. Your online business doesn't have to begin making profits in 2 minutes; it's okay if it takes a little longer.

Do you want to learn how to make money? Get my new ebook and start making money online!

FREE Ebook - Make Money Every Day! - http://www.milliondollararticle.com

Learn How To Make Money! Start Making Money Online - Fast! - http://www.StartMakingMoneyOnlineFast.com

Find Out How To Make Millions! - http://www.WriteEbooksAndMakeMoney.com

Article Source: http://EzineArticles.com/?expert=Jo_Mark
http://EzineArticles.com/?What-NOT-To-Do-Using-Pay-Per-Click-Campaigns&id=1084950

R8
Google
 

NY Times Business

Court Filing Details Items Sent by Madoff
Bernard L. Madoff violated his bail agreement by sending jewelry to his friends and family, prosecutors argued.


Austria’s ‘Woman on Wall St.’ and Madoff
Sonja Kohn, who gathered billions for Bernard L. Madoff from investors in Russia and across Europe, has disappeared from view.


$1.2 Trillion Deficit Forecast as Obama Weighs Options
With a $1.2 trillion budget deficit being projected, Barack Obama said changes in Social Security and Medicare will be needed to bring spending in line.


Satyam Chief Admits Huge Fraud
A top Indian outsourcing company massively inflated its earnings for years, the chairman said.


Shares Move Lower on Latest Worries
Wall Street fell on profit warnings from Time Warner and Intel and job cuts at the aluminum producer Alcoa.


Yahoo Search Engine News

Nasdaq sheds 3 percent on Intel and tech stocks (Reuters)

Traders work on the floor of the New York Stock Exchange, January 6, 2009. U.S. stocks rose on Tuesday as strength in the tech sector, led by a second day of gains for Apple Inc , blunted concerns about weak data on factory orders and pending home sales. (Brendan McDermid/Reuters)Reuters - Stocks extended losses and the Nasdaq tumbled 3 percent on Wednesday after a revenue warning from top chip maker Intel Corp and bleak jobs data added to signs that the recession is deepening.



Intel warns again on fourth-quarter revenue (Reuters)

Workers prepare an Intel booth for the Consumer Electronics Show (CES) in Las Vegas, Nevada in this January 6, 2008 file photo. The microchip maker said on Wednesday its preliminary fourth quarter revenue was worse than expected due to weaker global demand for personal computers, dragging its shares down 4 percent. (Steve Marcus/Reuters)Reuters - Microchip maker Intel Corp issued its second revenue warning on the fourth quarter since November, as demand for personal computers weakens worldwide, and its shares fell 3.25 percent.



U.S. says Madoff sent diamonds in violation of bail (Reuters)

Bernard Madoff is escorted in a vehicle from Federal Court in New York, January 5, 2009. (Lucas Jackson/Reuters)Reuters - One of the packages accused swindler Bernard Madoff sent in violation of a court order contained about 13 watches, a diamond necklace and other valuables worth more than $1 million, prosecutors said in court papers released on Wednesday.



Accounting scandal at Satyam could be India's Enron (Reuters)

Satyam Computer Services chairman Ramalinga Raju poses in his office in Hyderabad in an undated photo. (Handout/Reuters)Reuters - The head of Indian outsourcing company Satyam Computer Services resigned on Wednesday, disclosing that profits had been falsely inflated for years and sending its shares plunging nearly 80 percent.



Budget deficit to hit $1.2 trillon (Reuters)

President Bush greets President-elect Barack Obama at the White House, November 10, 2008. (Joshua Roberts/Reuters)Reuters - The U.S. budget deficit will swell to a record $1.186 trillion in fiscal 2009, congressional forecasters said on Wednesday, presenting President-elect Barack Obama with a daunting economic challenge.



Business Portal News

Living in the cloud
I used Wakoopa to track which applications I run on my home Windows machine. Here’s what it says: When 96% of your computer time is spent in a browser, that’s living in the cloud.

My RSS Reader Stats
I noticed that The Guardian drew up a list of top 100 sites for 2009. There’s a lot of great sites on their list, from stackoverflow.com to popurls.com to xkcd. One snag for me is that The Guardian only recommended two sites for blogging: Bloglines and WordPress. WordPress is great and just came out with a [...]

Ten things I don’t like about Google Chrome
Recently I blogged about what I like about Google Chrome, and Philipp Lenssen asked a good question: “What do you *not* like about Google Chrome?” Normally when I have suggestions or complaints about a Google product, I talk directly to that team within Google — the Google Chrome team is especially good about listening to feedback. [...]

Charity donation recommendations?
It’s the end of 2008, which means that it’s time for one of my favorite posts of the year: what charities would you recommend donating to? As I said a couple years ago: If you’re not aware of them, GuideStar and Charity Navigator are two good places to start. … Does anyone want to mention specific charities? [...]

I know, I know..
Sometimes I think Twitter steals energy away from blogging. I just did my 1000th tweet a few days ago. I’ll try to write something soon, but it’s been busy for the last few days. At least my cat Emmy has helped me catch up on my newspaper reading:

Google News

XO Communications Launches Carrier-Grade MPLS IP-VPN - CNNMoney.com

XO Communications Launches Carrier-Grade MPLS IP-VPN
CNNMoney.com - 6 hours ago
XO Communications (OTCBB: XOHO) today announced the launch of XO Carrier MPLS IP-VPN, a wide area networking service engineered to meet the needs of current ...
XO Unveils Carrier-Grade MPLS VON
XO extends MPLS VPNs to wholesale customers TelephonyOnline
More than one way to connect several sites CRN - UK
all 13 news articles

American responds to union’s critique - Bizjournals.com

New Zealand Herald

American responds to union’s critique
Bizjournals.com, NC - 2 hours ago
In the suit, American and multiple carriers are asking a federal court to review the Federal Aviation Administration’s recent initiative for establishing ...
Aerospace Notebook: New attention paid to aircrew fatigue Seattle Post Intelligencer
American, other carriers sue FAA over new flight-crew fatigue rules Fort Worth Star Telegram
Pilots Allege American’s Crew rest Stance “Unconscionable” Cheapflights.com
Bloomberg - Wall Street Journal
all 201 news articles

Minnesota Paper Carrier Helps Unconscious Man - Editor & Publisher

Minnesota Paper Carrier Helps Unconscious Man
Editor & Publisher - 2 hours ago
A newspaper carrier for the West Central Tribune was making a delivery in Olivia when she walked to a customer's door and found an unconscious man. ...
Newspaper carrier’s extra steps make all the difference for one ... West Central Tribune
all 27 news articles

Dec. Traffic At Continental,Other Carriers,Bodes Well For '09 - CNNMoney.com

Dividend.com

Dec. Traffic At Continental,Other Carriers,Bodes Well For '09
CNNMoney.com - Jan 6, 2009
... report from Continental Airlines, Inc. (CAL) - the only carrier that previews monthly passenger revenue - came in with better-than-expected results. ...
Sector Snap: Airlines gain Forbes
all 29 news articles

China says to issue 3G licences to 3 main carriers - Reuters

Telegraph.co.uk

China says to issue 3G licences to 3 main carriers
Reuters - 15 hours ago
HK), the world's largest mobile carrier, will be issued a licence for TD-SCDMA on Wednesday, Wang Lijian, the director of the ministry's news office, ...
China 3G Licenses May Spark $41 Billion of Investment Bloomberg
China issues 3G licences to main carriers Reuters UK
China issues 3G mobile phone licenses The Associated Press
The Australian - Trading Markets (press release)
all 259 news articles

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