Industrial Common Ownership Fund

British investment fund that provides loan financing for co-operatives, employee owned businesses and community enterprises. Information on borrowing and loaning money to ICOF, and a newsletter.
www.icof.co.uk/home.htm

National Cooperative Bank

Provides financial services and coop loans to U.S. cooperatives and their members, nonprofits and other member-owned organizations. Includes information about the bank, about starting a co-op, and the role of cooperatives in the economy.
www.ncb.com/

Cooperative Fund of New England

Community development loan fund that lends socially responsible investments to cooperatives, non-profit organizations, worker-owned businesses and community groups in New England. Includes loan application, and information for investors and applicants.
www.cooperativefund.org/

Co-operative Trust Company of Canada

Co-operative Trust provides financial intermediary and trust services throughout Canada. Includes company news and descriptions of products and services.
www.co-operativetrust.ca/

Cacson

Cooperative financial institution serving the Uruguaian Army staff. Contains basic company info.
www.cacson.com/

National Rural Utilities Cooperative Finance Corporation

Provides financial and investment services to members. Contains descriptions of products and services, events calendar, and the history and goals of the cooperative.
www.nrucfc.org

SEO, the HTML Source Code and Competition


By Ricci Mathew

You have a business, and ever since you started the SEO campaign, business has been good and most of your business enquiries have been coming via your website. You are getting professional SEO support and an ongoing SEO program takes care of all your SEO work.They have optimized your website and now it attracts a fairly good quantity of relevant incoming traffic which has been resulting in good business enquiries and sales. Now, suppose you have other competitors for your business in your region and would like to know if your competitors also have an SEO campaign going on with their website. As you are ignorant on this issue it has been making you anxious. They have always been your stiff competitors so you can't just call them up and ask about it! So what do you do?

Ok, if you want to find out about your competitors are also optimizing their website it is a very simple process to find it out. It is not necessary for you to send some one out to spy on your competitors to get this information because it will only take you a few minutes to find out and confirm this information online. All you need to do is just go to your competitor's website and check on its HTML source Code!

This is how one should go about it. Go to the concerned web site's homepage on the browser and click on "view" and choose "source" and the HTML source code page opens up. If you are using Internet Explorer 2.x, right-click on the web page, and then click View Source. To view the HTML source code for a web page that contains frames, right- click the web page in a frame, and then choose "view source". Looking at this page you will be able to get the required information.

On this HTML source code page, just see if there are main keywords in the header tags KEYWORDS , the title tags KEYWORDS , and in the image alt tags KEYWORDS . These are always located near the top of the source code. Also if the content on the webpage has been optimized for the search engines, you will find that the text on the web page contains a minimal repeated use of the keyword. These clues are more than enough to confirm the fact that your competitor is also smart enough to have gone for website optimization. (Now you have another new area of competition and must outsmart him)

The author of this article is Ricci Mathew of Outsource Strategies International (OSI), a US based company that offers services in Search Engine Optimization, SEM, PPC advertising for clients across the US.

A4

Alexa Traffic Rank - Improve Your Low Ranking


by Tim Predaina

Informing Alexa Of All Website Visitors

I wanted Alexa to know about "ALL" visitors my traffic exchange website was receiving, not just traffic from their toolbar users. I wanted them to know not because I support them, but because so many other users did. Users that were apparently unaware of the traffic-ranking prejudice. I accomplished this by installing the Alexa traffic rank banner on all of the pages within my website.


Free Advertising

The Alexa traffic rank banner is a free advertisment for them. Adding their banner to your site is a small price to pay for the increase in traffic rank. They offer several types of banners in different sizes, so it should be easy to one that fits your pages.

Since installing the code on January 15, 2007, the traffic rank for checks4free.com had improved by over 4.5 million within 15 days. That does not mean there was that much traffic. It means that the website had moved up the list from the number 6 million spot to approximately the 1 million spot.

You can view the Alexa traffic rank for the Checks4Free Traffic Exchange using this URL: http://www.alexa.com/data/details/traffic_details?url=checks4free.com.

Conclusion

If your website has a low Alexa traffic rank, I hope the suggestion in this article will help you to improve your ranking as well. The help file on the Alexa website talks about the biased ranking. However, to the millions of users that base an opinion about a website using the Alexa traffic rank, numbers speak louder than words. Your only other option is to hope that more Alexa toolbar users visit your website.

Tim Predaina is with Checks 4 Free, a free manual traffic exchange - http://www.checks4free.com - that delivers real visitors to your websites. Visit: http://copywriting.predaina.com for information about writing articles for content to build traffic.

R4

The Importance of Market Research


By Justin Kander

Marketing is a versatile, competitive world, and when developing your marketing plan, odds are you will not get it right the first time. You need time to learn about the demographics, geography, and psycho graphics of your customers before your marketing can really be effective. That is why it is important to not stick with your first plan, as you will need to change it frequently for one reason or another.

A good phrase to live by in marketing is, "Learn from your mistakes." Sometimes testing happens naturally. Some of your marketing campaigns will fail, but instead of getting discouraged, analyze what went wrong. Maybe you advertised through the wrong medium, or to the wrong demographic. Collect all the mistakes you have made and really look at them; do not try to forget or ignore them, you have to face your mistakes if you want to be successful.

If you hate making mistakes and want to get it right the first time, there is a way, and that is market research. However, full on market research is incredibly expensive and small businesses cannot afford it, but light end market research is possible. Basically, you just have to look at the demographic of your competitors and make that your demographic. It's not that easy, though. Demographics may vary between businesses of the same nature, and that is where testing comes in. You need to test if that demographic works for you, and if it does not, you need to test another demographic.

You should not spend a lot of money on market tests. The purpose, after all, is to find the medium and demographic through which you should advertise or market. For example, if you have a website, you might want to try out banner advertising. Don't spend a lot of money at first, only spend a little and see the ROI. If the conversion is good, you know you will want to keep advertising through that medium. Executing so many marketing tests is time-consuming and costly, but it all pays off when you finally develop an effective, recyclable marketing campaign.

Justin Kander works with http://www.getprocash.com to give people tons of ways to make money online.

A7

Pay Per Clicks


By Chad Sandifer

There are many advertising options out there for small and large businesses alike. A new phenomenon that has recently hit the scene is the use of sponsored link searches for advertising needs. Are sponsored links really the best way to allocate valuable advertising dollars?

A re occurring complaint I hear from many of my customers is that sponsored links are not developing the return on investment they desire. There are several key reasons to why this may be occurring. Sponsored links, or pay per click advertising, are links on the right hand side of most search engines. These links, historically, are only used by approximately 30% of the online search market. By using only sponsored links in your online marketing campaign, you have essentially cut out 70% of the market that may be searching for your business. Further, did you know that there is a constant bidding war on the sponsored side of the page? Business are having to spend valuable working time managing their sponsored link page to make sure the are staying on the first page, while not breaking the bank. Because most consumers don't search past the first page of search engines, it is a constant war to "out bid" your competitors and stay in those valuable spots. But what is to keep your competitors from clicking your links and costing you tons of money and headaches? Thankfully, Google (among others) have allowed you to set certain limits on the amount of money you wish to spend monthly on sponsored link searches. While pay per click ads may get you some form of business, I do not believe they are the end all in online marketing. It is important to recognize several key factors when thinking about investing in pay per clicks.

1) How can I minimize "fraudulent" clicks by my competitors

2) Are their other online options, for around the same cost, which can give me a better return on investment? and

3) Am I willing to cut our 70% of the search market by spending money on sponsored links?

For some businesses, pay per clicks work. I am not advocating that they don't. The law of "big numbers" may come into play here where if you do something long enough, the average return will be worth the investment. I have found other advertising mediums that allow my customers a better, more stable, return on their investment. Diversity is the key to the marketing game and in order to advertise to all corners of a market, it is necessary to weigh your options and decide if you have the time, and money, to play the "big numbers" game.

Chad Sandifer
http://www.tenlist.com

R7
Google
 

Yahoo Search Engine News

Consumer spending flags, but confidence rises (Reuters)

A shopper walks past a store display in New York July 1, 2008. (Lucas Jackson/Reuters)Reuters - Personal income tumbled unexpectedly in July and inflation-adjusted spending shrank as government economic stimulus waned, but consumer spirits rose this month, a hint the economy may muddle through its woes.



Stocks tumble as Dell warns on tech spending (Reuters)

Traders work on the floor of the New York Stock Exchange March 17, 2008. (Brendan McDermid/Reuters)Reuters - U.S. stocks tumbled on Friday, led lower by tech shares after computer maker Dell warned that companies worldwide are cutting back on technology spending.



More volatility seen with hurricane, payrolls (Reuters)
Reuters - Wall Street is set for another volatile week after the Labor Day holiday, as investors track the price of oil, key economic data and continued fallout from the credit crisis.

Lehman nears plan for real estate assets: report (Reuters)
Reuters - Lehman Brothers Holdings Inc. has settled on a structure that will allow it to offload billions of dollars in real-estate loans from its books, according to the on-line edition of the Wall Street Journal.

Palin, drilling advocate, spars with oil companies (Reuters)

Republican presidential candidate, Sen. John McCain, left, smiles after introducing his vice presidential running mate, Alaska Gov. Sarah Palin, during a campaign rally in Dayton, Ohio, Friday, Aug. 29, 2008. (AP Photo/Stephan Savoia)Reuters - Alaska Gov. Sarah Palin is seen as a strong advocate for opening new areas to oil drilling, including the Arctic National Wildlife Refuge, but has taken a hard line in negotiations with oil companies and raised taxes on the state's energy producers.



NY Times Business

Surge in Natural Gas Cars Has Utah Driving Cheaply
Utah has become the first state to experience broad consumer interest in the idea of running cars on clean natural gas.


Internet Traffic Begins to Bypass the U.S.
The increasing flow of data around the United States may have intelligence, and possibly military, consequences.


Your Money: Automated Bill Payments Are a Cinch (Not So Fast)
After extolling the virtues of automated bill payments, I heard from many wary readers. Here are their reasons.


The Bank Account That Sprang a Leak
Event the wealthy are vulnerable to automated clearing house fraud, theft involving unauthorized electronic transfers through the automated networks that connect the world’s bank accounts.


Pellicano and a Lawyer Convicted in Wiretapping
Anthony Pellicano and Terry N. Christensen were convicted Friday in the wiretapping of the ex-wife of the investor Kirk Kerkorian in a child-support case.


Business Portal News

My favorite books of 2008 (so far)
Okay, so we’re more than halfway through 2008. I’m a voracious reader, and I wanted to share my favorite books that I read in the first half of 2008. 1. American Shaolin. Matthew Polly grew up in Kansas and decided to go study martial arts in China with Shaolin monks. I dare you to read the [...]

Three tips for “company blogging”
This is my personal blog. I don’t run my draft posts by Google’s PR or legal team, other than maybe 2-3 times when I thought a post might have legal implications. But I have learned a few hard-won lessons. So, when someone recently asked me for tips about talking to the public, I couldn’t resist. [...]

Digging out from SIGGRAPH and L.A.
I’m up to my ears in email from last week, but I had a great time down in Los Angeles and at SIGGRAPH: I’ll try to write up a little bit about the trip, but for now I’m gearing up for SES San Jose. Places to find me: - I’ll be on a keynote panel on Tuesday. [...]

What to do in Los Angeles?
I’m going to be down in Los Angeles for the SIGGRAPH computer graphics conference next week, but I hope to have a little sightseeing free time. What would you recommend seeing or doing in Los Angeles?

A Quick Tutorial on JavaScript Bookmarklets
Bookmarklets are very handy pieces of JavaScript code that you can bookmark. In HTML, if you want a link to open in a new window, you’d write it like this: <a href=”http://www.mattcutts.com/blog/” target=”_blank”>Matt Cutts</a> Go on, try it on this link: Matt Cutts If you wanted to create a bookmarklet to open a new window or tab, you’d [...]

Google News

*Cooperatives to play an important role in productivity ... - PunjabNewsline.com

*Cooperatives to play an important role in productivity ...
PunjabNewsline.com, India - 17 hours ago
CHANDIGARH: In order to push 'Per Acre' yield of all the crops in general and wheat, paddy & cotton in particular, the Markfed and Cooperative Societies ...
Now, agrochemicals, right practices to reach farmers’ doorstep Chandigarh Newsline
all 5 news articles

SBA offers disaster loans - The Central New York Business Journal

SBA offers disaster loans
The Central New York Business Journal, NY - 12 hours ago
Federal economic injury disaster loans are available to small businesses, small agricultural cooperatives, and most private, nonprofit organizations of all ...
SBA Disaster Loans Available Following Secretary of Agriculture ... Earthtimes (press release)
SBA Disaster Loan Deadline is September 24 Trading Markets (press release)
all 36 news articles

Utility dispute with FEMA unresolved - Hays Daily News

Utility dispute with FEMA unresolved
Hays Daily News, KS - 7 hours ago
KEC said the state has estimated damage to be about $340 million for electric cooperatives in the state and that the money authorized so far did not return ...
Utility Dispute with FEMA Unresolved, Appeals Likely KAKE
all 2 news articles

CM asks Chairman PCBL for details of Liquidation Board - Associated Press of Pakistan

CM asks Chairman PCBL for details of Liquidation Board
Associated Press of Pakistan, Pakistan - 2 hours ago
LAHORE, Aug 29 (APP): Punjab Chief Minister Mian Muhammad Shahbaz Sharif has directed Chairman Punjab Cooperatives Board for Liquidation to provide complete ...
CM wants details of PCBL properties The Post
all 2 news articles

Utility dispute with FEMA unresolved - NTV

Utility dispute with FEMA unresolved
NTV, NE - 4 hours ago
Kansas Electric Cooperatives says the state has estimated damage to be about $340 million for electric cooperatives. The organization says the money ...

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