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Southern Cross Building Society

Provides mortgage lending and funds management, and have evolved a wide range of investment and savings facilities.
www.buildingsociety.co.nz/

Public Trust

Government owned trustee company. Wills, enduring powers of attorney, family trusts, education trusts and pre-paid funeral trusts.
www.publictrust.co.nz/

Tenant Check

A database used by landlords and property managers to list bad tenants and to check on prospective tenants.
www.tenantcheck.co.nz/

AXA New Zealand

Provides superannuation, insurance, financial planning and related financial services.
www.axa.co.nz/

IMS Financial Services

Offers various personal and commercial loans and financing. On-line mortgage application.
www.allfinance.co.nz/

The Eftpos People

Suppliers of Eftpos terminals. Information on Eftpos, cash registers, short term and mobile Eftpos and contacts.
www.tep.co.nz

Mortgage Link

A co-operative of selected mortgage brokers throughout New Zealand. Information on loan repayment and home loan brokers, plus mortgage inquiry form.
www.mortgagelink.co.nz

Sorted Financial Planning

Offers New Zealand financial planning advice and calculators to help get debt, investments and retirement sorted.
www.sorted.org.nz

Pacific Wealth Creators

Investment company providing personal and discreet services for those wishing to invest money in Australian and New Zealand listed companies.
www.pacificwealthcreators.co.nz

Infoscan

Delivering financial information from the world's financial markets. Includes a range of technical analysis, forecasting and dealing packages.
www.infoscan.co.nz

Partner Sites

If you can't find what your looking for here, perhaps try one of our favorite websites
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How To Achieve Pagerank 5 For Your Website For Free


by Jazz Lai

There are many small business owners doing ecommerce online who are struggling, trying to increase their top page rank ratings. This is very time consuming and expensive. A lot of ecommerce businesses do not have a budget to allow them to take advantage of link buying, or other endeavors to increase the page rank ratings they need to make the money the big guns do.

How do you build a website for PR0 to PR2?

Here are some helpful hints that will work for you to get a top page rank on Google.

Get a private domain name. This is essential in this business. Be online for a few months. Make sure you change your content regularly, at least once a week. Have at least fifty inbound links that work.

This next step is tricky but not difficult. Have between 50 to 100 plus articles on your site. Submit your website to all of the necessary directories. Begin to link your website in the forums. Become a member of Google's PayPerClick Program. Google will welcome you with open arms. You invest twenty dollars to join Google's PPC program once. Done correctly, you will get back this small investment within a few short months.

It is a wonderful idea to make friends with Google. It is the number one search engine right now. Google's index spiders search the internet, finding sites to rank them against relevance. This takes some time for the spiders to do their job, sometimes up to several months, so have patience because it will take a few months for your site to get indexed.

A page rank of 5 can be reached by generating at least 10,000 links. This sounds daunting but it is not impossible. When you have 200 pages of content with each page having thirty or more links to other pages, those inside links will generate 6,000. Google's spiders will count the links inside the site because the size of your website is just as important as the links inside of it. This is especially valid when all of your website's content is alike.

This method will work for you, but you will have to be patient and allow some time to pass. Give it a few months, then begin checking at Google to see where your page rank is. From here, you will have a good idea in a few weeks if it is moving up, or down in page rank. If it is moving down, then you need to tweak your site, or adjust the keywords and keyword phrases.

Jaz Lai is an internet network marketing prospecting expert expert. Download your free white paper and audio on how to use the internet to Double or Triple your organization within the next 30 days. Available for the next 24 hours only, click below for instant access:

http://www.HowToNetworkMarketing.com

R3

The Importance of Market Research


By Justin Kander

Marketing is a versatile, competitive world, and when developing your marketing plan, odds are you will not get it right the first time. You need time to learn about the demographics, geography, and psycho graphics of your customers before your marketing can really be effective. That is why it is important to not stick with your first plan, as you will need to change it frequently for one reason or another.

A good phrase to live by in marketing is, "Learn from your mistakes." Sometimes testing happens naturally. Some of your marketing campaigns will fail, but instead of getting discouraged, analyze what went wrong. Maybe you advertised through the wrong medium, or to the wrong demographic. Collect all the mistakes you have made and really look at them; do not try to forget or ignore them, you have to face your mistakes if you want to be successful.

If you hate making mistakes and want to get it right the first time, there is a way, and that is market research. However, full on market research is incredibly expensive and small businesses cannot afford it, but light end market research is possible. Basically, you just have to look at the demographic of your competitors and make that your demographic. It's not that easy, though. Demographics may vary between businesses of the same nature, and that is where testing comes in. You need to test if that demographic works for you, and if it does not, you need to test another demographic.

You should not spend a lot of money on market tests. The purpose, after all, is to find the medium and demographic through which you should advertise or market. For example, if you have a website, you might want to try out banner advertising. Don't spend a lot of money at first, only spend a little and see the ROI. If the conversion is good, you know you will want to keep advertising through that medium. Executing so many marketing tests is time-consuming and costly, but it all pays off when you finally develop an effective, recyclable marketing campaign.

Justin Kander works with http://www.getprocash.com to give people tons of ways to make money online.

A7

Pay Per Clicks


By Chad Sandifer

There are many advertising options out there for small and large businesses alike. A new phenomenon that has recently hit the scene is the use of sponsored link searches for advertising needs. Are sponsored links really the best way to allocate valuable advertising dollars?

A re occurring complaint I hear from many of my customers is that sponsored links are not developing the return on investment they desire. There are several key reasons to why this may be occurring. Sponsored links, or pay per click advertising, are links on the right hand side of most search engines. These links, historically, are only used by approximately 30% of the online search market. By using only sponsored links in your online marketing campaign, you have essentially cut out 70% of the market that may be searching for your business. Further, did you know that there is a constant bidding war on the sponsored side of the page? Business are having to spend valuable working time managing their sponsored link page to make sure the are staying on the first page, while not breaking the bank. Because most consumers don't search past the first page of search engines, it is a constant war to "out bid" your competitors and stay in those valuable spots. But what is to keep your competitors from clicking your links and costing you tons of money and headaches? Thankfully, Google (among others) have allowed you to set certain limits on the amount of money you wish to spend monthly on sponsored link searches. While pay per click ads may get you some form of business, I do not believe they are the end all in online marketing. It is important to recognize several key factors when thinking about investing in pay per clicks.

1) How can I minimize "fraudulent" clicks by my competitors

2) Are their other online options, for around the same cost, which can give me a better return on investment? and

3) Am I willing to cut our 70% of the search market by spending money on sponsored links?

For some businesses, pay per clicks work. I am not advocating that they don't. The law of "big numbers" may come into play here where if you do something long enough, the average return will be worth the investment. I have found other advertising mediums that allow my customers a better, more stable, return on their investment. Diversity is the key to the marketing game and in order to advertise to all corners of a market, it is necessary to weigh your options and decide if you have the time, and money, to play the "big numbers" game.

Chad Sandifer
http://www.tenlist.com

R7
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Yahoo Search Engine News

Wall Street drops on jobs gloom and Intel warning (Reuters)

Traders work on the floor of the New York Stock Exchange, January 6, 2009. U.S. stocks rose on Tuesday as strength in the tech sector, led by a second day of gains for Apple Inc , blunted concerns about weak data on factory orders and pending home sales. (Brendan McDermid/Reuters)Reuters - Stocks fell on Wednesday as signs of more labor market deterioration and a disappointing revenue outlook from technology bellwether Intel Corp heightened concerns about the severity of the recession.



Intel warns again on Q4; shares fall (Reuters)

Workers prepare an Intel booth for the Consumer Electronics Show (CES) in Las Vegas, Nevada in this January 6, 2008 file photo. The microchip maker said on Wednesday its preliminary fourth quarter revenue was worse than expected due to weaker global demand for personal computers, dragging its shares down 4 percent. (Steve Marcus/Reuters)Reuters - Microchip maker Intel Corp issued its second revenue warning since November, as demand for personal computers weakens worldwide, and its shares fell 3.25 percent.



Accounting scandal at Satyam could be India's Enron (Reuters)

Labourers clean the Satyam building in the southern Indian city of Hyderabad December 30, 2008. (Krishnendu Halder/Reuters)Reuters - The head of Indian outsourcing firm Satyam Computer Services resigned on Wednesday, disclosing that profits had been falsely inflated for years and sending its shares tumbling nearly 80 percent.



Budget deficit to hit $1.2 trillion (Reuters)

President Bush greets President-elect Barack Obama at the White House, November 10, 2008. (Joshua Roberts/Reuters)Reuters - The U.S. budget deficit will swell to a record $1.186 trillion in fiscal 2009 as the global recession saps the economy, congressional forecasters said on Wednesday, presenting a daunting challenge to President-elect Barack Obama who has said tough choices will be necessary.



Private job losses mount in December (Reuters)

A man walks past a store advertising a sale in Virginia, November 28, 2008. (Larry Downing/Reuters)Reuters - Job losses and plans to lay off workers hammered the struggling U.S. economy in the final month of 2008, according to private reports that foreshadow grim labor market data from the government on Friday.



NY Times Business

Court Filing Details Items Sent by Madoff
Bernard L. Madoff violated his bail agreement by sending jewelry to his friends and family, prosecutors argued.


Austria’s ‘Woman on Wall St.’ and Madoff
Sonja Kohn, who gathered billions for Bernard L. Madoff from investors in Russia and across Europe, has disappeared from view.


$1.2 Trillion Deficit Forecast as Obama Weighs Options
With a $1.2 trillion budget deficit being projected, Barack Obama said changes in Social Security and Medicare will be needed to bring spending in line.


Ukraine Says Russia Shuts Down All Gas Supplies to Europe
As the pricing dispute escalated on Wednesday, the cutoff showed the first signs of hitting the European economy.


Intel Lowers Its Forecast for a 2nd Time
The chipmaker said that it expected fourth-quarter revenue to fall 23 percent from a year ago because of weak demand and inventory reductions by its customers.


Business Portal News

Living in the cloud
I used Wakoopa to track which applications I run on my home Windows machine. Here’s what it says: When 96% of your computer time is spent in a browser, that’s living in the cloud.

My RSS Reader Stats
I noticed that The Guardian drew up a list of top 100 sites for 2009. There’s a lot of great sites on their list, from stackoverflow.com to popurls.com to xkcd. One snag for me is that The Guardian only recommended two sites for blogging: Bloglines and WordPress. WordPress is great and just came out with a [...]

Ten things I don’t like about Google Chrome
Recently I blogged about what I like about Google Chrome, and Philipp Lenssen asked a good question: “What do you *not* like about Google Chrome?” Normally when I have suggestions or complaints about a Google product, I talk directly to that team within Google — the Google Chrome team is especially good about listening to feedback. [...]

Charity donation recommendations?
It’s the end of 2008, which means that it’s time for one of my favorite posts of the year: what charities would you recommend donating to? As I said a couple years ago: If you’re not aware of them, GuideStar and Charity Navigator are two good places to start. … Does anyone want to mention specific charities? [...]

I know, I know..
Sometimes I think Twitter steals energy away from blogging. I just did my 1000th tweet a few days ago. I’ll try to write something soon, but it’s been busy for the last few days. At least my cat Emmy has helped me catch up on my newspaper reading:

Google News

Vettori takes four as New Zealand thrash West Indies in Wellington - guardian.co.uk

New Zealand Herald

Vettori takes four as New Zealand thrash West Indies in Wellington
guardian.co.uk, UK - 9 hours ago
New Zealand cruised to a comfortable seven wicket-win in Wellington in the third one-day international against the West Indies, levelling the series 1-1. ...
New Zealand levels limited overs series with West Indies at 1-1 The Canadian Press
New Zealand cruise to victory The Press Association
Cricket-New Zealand thrash West Indies by seven wickets Reuters.uk
Fox Sports - Stuff.co.nz
all 646 news articles

New Zealand calls for ceasefire in Gaza - Monsters and Critics.com

TPMCafé

New Zealand calls for ceasefire in Gaza
Monsters and Critics.com - 12 hours ago
Wellington - The New Zealand government, which has been reluctant so far to speak out on the conflict in the Middle East, issued a statement Wednesday ...
Video: UN pushes for Gaza ceasefire RussiaToday
Australia, New Zealand protests at Gaza offensive Radio Netherlands
New Zealanders protest against Israeli attacks on Gaza Xinhua
National Business Review - PRESS TV
all 26,518 news articles

New Zealand Insurers May Increase Premiums 10%, Dominion Says - Bloomberg

New Zealand Insurers May Increase Premiums 10%, Dominion Says
Bloomberg - 20 hours ago
7 (Bloomberg) -- New Zealand insurers may raise premiums as much as 10 percent this year to maintain earnings, the Dominion Post reported, ...

Solar Winds picks up New Zealand firm - Bizjournals.com

Earthtimes (press release)

Solar Winds picks up New Zealand firm
Bizjournals.com, NC - Jan 6, 2009
Austin-based SolarWinds, which develops network management software, acquired Kiwi Enterprises’ products last month and plans to hire Kiwi’s development ...
SolarWinds acquires Kiwi Enterprises NetworkWorld.com
Is network management growing? SolarWinds picks up Kiwi Enterprises VentureBeat
all 21 news articles

Cricket-West Indies v New Zealand scoreboard - Reuters

Cricket-West Indies v New Zealand scoreboard
Reuters - 11 hours ago
Jan 7 - Scoreboard after West Indies finished their innings in their one-day international against New Zealand at Wellington on Wednesday. ...

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