Ecount

Web account enables users to send, spend and receive cash online.
www.ecount.com/

ACH Processing Company

Provides electronic banking services through the Federal Reserve Banking System.
www.achprocessing.com

CheckFree Corporation

Provider of financial electronic commerce services.
www.checkfree.com/

New England ACH Association

Promotes use and understanding of electronic payments, specifically the ACH.
www.neach.org

InternetCash

Use to shop online at participating websites.
www.internetcash.com

eCharge

Provides an alternative to using credit cards to purchase items online.
www.echarge.com/

eCatalystOne

ePAID, a pre-paid purchase card, can be used to buy and sale anonymously over the Internet.
www.ecatalystone.com/

HyperWallet.com

Enables consumers to use cash from their bank account to make purchases online.
www.hyperwallet.com/

Achex

Electronic checks allow you to pay or be paid using an existing checking account.
www.achex.com

Visa Buxx

Offers a reloadable shopping card designed for parents to help teens budget wisely.
www.visabuxx.com/

Google Docs - An Essential Blogging Tool?


By Tony Bedford

In managing my blog one of the tools I rely on is Google Docs. In this article I provide an introduction to Google Docs and explain its advantages to those running an blog.

What is Google Docs?

Google Docs is best summarized as a completely web-based, simplified, free version of Microsoft Office. It provides basic functionality such as word-processing, spreadsheets and presentations. The fact that it is an online service gives it a number of advantages, but there are also one or two disadvantages you need to be aware of.

Web-based service

The fact that Google Docs is an online service has a great advantage, you can work on a document from anywhere you have Internet access and a browser. This is more convenient than it sounds. For example, I have several computers and, using OpenOffice, I might create a Word-compatible document on, say, my desktop computer. If I am then on the road I don't have access to that document from my laptop as the document might still be on my desktop computer's hard-drive.

There are ways to transfer between computers, and one technique I used in the past was to email the document to Hotmail. This ensured that I could access the document from any of my computers and it was backed-up by Microsoft. This wasn't convenient though as I ended up having several versions of the document on different computers and keeping track of the current version proved difficult. Google Docs solves this problem as all the documents you create are hosted by Google. You can access your documents from any computer that has a browser and Internet access.

Summary

I would say I am addicted to Google Docs and find it to be an essential part of running my blog - it is one of the main reasons I use Blogger. It is convenient, easy to use and being able to store your documents (and publish them) on the web is a huge advantage. I no longer have to transfer documents between computers or worry about issues such as versioning. It is very easy to be able to export the documents to a local file, such as a PDF. So far, I have found Google Docs to be invaluable.

Google Docs can be found at http://docs.google.com

Tony Bedford first started blogging in March 2000. Tony currently maintains a free guide to more profitable blogging at http://the-business-of-blogging.blogspot.com


A5

Entrepreneurs - Why Use Free Tools To Grow Your Business? (Hint - Its Not What You Think)


by Tonya R. Taylor

To help you "Fake It Until You Make It", entrepreneurs and small business owners need to consider two critical objectives: the ability to act big on a small budget and look like a high quality-professional.

In order to accomplish these objectives you need to assess how technology can help you. If you're seriously interested in succeeding, answer these questions:

1. What tools will propel my business to the next level?

2. What tools are needed to run my business?

3. What tasks can be automated?

4. What tools will save time and increase efficiency?

5. What training is needed?

6. What tools will enhance customer relations?

7. What tools will enhance partnership relations?

8. What tools will enhance employee relations?

9. What tools are needed for data security?

10. What tools will make the business more competitive?

Before making a technology purchase, growing companies must consider the return on investment. Unfortunately, some benefits might not be tangible or cash may not be available to justify a purchase.

Since, you don't risk a cent, now is the time to make technology your BFF (Best Friend Forever). Take advantage of FREE technology tools, not just because they are FREE but to defy the odds, out perform competitors, increase revenue and propel your small business to the next level.

"101 Free Tools to Grow Your Business" (http://www.101freetools.com) is a handy FREE reference guide for small business owners who don't want to waste MONEY. You'll get the tools YOU need to power up your business fast! If you want to solve tomorrow's technology needs today visit http://www.101FREETools.com to get your FREE copy of this special report.

R5

SEO, the HTML Source Code and Competition


By Ricci Mathew

You have a business, and ever since you started the SEO campaign, business has been good and most of your business enquiries have been coming via your website. You are getting professional SEO support and an ongoing SEO program takes care of all your SEO work.They have optimized your website and now it attracts a fairly good quantity of relevant incoming traffic which has been resulting in good business enquiries and sales. Now, suppose you have other competitors for your business in your region and would like to know if your competitors also have an SEO campaign going on with their website. As you are ignorant on this issue it has been making you anxious. They have always been your stiff competitors so you can't just call them up and ask about it! So what do you do?

Ok, if you want to find out about your competitors are also optimizing their website it is a very simple process to find it out. It is not necessary for you to send some one out to spy on your competitors to get this information because it will only take you a few minutes to find out and confirm this information online. All you need to do is just go to your competitor's website and check on its HTML source Code!

This is how one should go about it. Go to the concerned web site's homepage on the browser and click on "view" and choose "source" and the HTML source code page opens up. If you are using Internet Explorer 2.x, right-click on the web page, and then click View Source. To view the HTML source code for a web page that contains frames, right- click the web page in a frame, and then choose "view source". Looking at this page you will be able to get the required information.

On this HTML source code page, just see if there are main keywords in the header tags KEYWORDS , the title tags KEYWORDS , and in the image alt tags KEYWORDS . These are always located near the top of the source code. Also if the content on the webpage has been optimized for the search engines, you will find that the text on the web page contains a minimal repeated use of the keyword. These clues are more than enough to confirm the fact that your competitor is also smart enough to have gone for website optimization. (Now you have another new area of competition and must outsmart him)

The author of this article is Ricci Mathew of Outsource Strategies International (OSI), a US based company that offers services in Search Engine Optimization, SEM, PPC advertising for clients across the US.

A4

Alexa Traffic Rank - Improve Your Low Ranking


by Tim Predaina

Informing Alexa Of All Website Visitors

I wanted Alexa to know about "ALL" visitors my traffic exchange website was receiving, not just traffic from their toolbar users. I wanted them to know not because I support them, but because so many other users did. Users that were apparently unaware of the traffic-ranking prejudice. I accomplished this by installing the Alexa traffic rank banner on all of the pages within my website.


Free Advertising

The Alexa traffic rank banner is a free advertisment for them. Adding their banner to your site is a small price to pay for the increase in traffic rank. They offer several types of banners in different sizes, so it should be easy to one that fits your pages.

Since installing the code on January 15, 2007, the traffic rank for checks4free.com had improved by over 4.5 million within 15 days. That does not mean there was that much traffic. It means that the website had moved up the list from the number 6 million spot to approximately the 1 million spot.

You can view the Alexa traffic rank for the Checks4Free Traffic Exchange using this URL: http://www.alexa.com/data/details/traffic_details?url=checks4free.com.

Conclusion

If your website has a low Alexa traffic rank, I hope the suggestion in this article will help you to improve your ranking as well. The help file on the Alexa website talks about the biased ranking. However, to the millions of users that base an opinion about a website using the Alexa traffic rank, numbers speak louder than words. Your only other option is to hope that more Alexa toolbar users visit your website.

Tim Predaina is with Checks 4 Free, a free manual traffic exchange - http://www.checks4free.com - that delivers real visitors to your websites. Visit: http://copywriting.predaina.com for information about writing articles for content to build traffic.

R4

Google
 

Google News

Astro-Med Reports Third Quarter Financial Results; Directors ... - MarketWatch

Astro-Med Reports Third Quarter Financial Results; Directors ...
MarketWatch - 55 minutes ago
And, we continued to pay cash dividends at the annual rate of 24 cents per share." Results for the nine-month period of the current fiscal year reflect ...

RIM to Offer CAD $1.50 Per Share in Cash for Certicom - CNNMoney.com

RIM to Offer CAD $1.50 Per Share in Cash for Certicom
CNNMoney.com - 8 hours ago
The Offer will not be subject to any financing conditions and will be funded with RIM's cash on hand. The Offer will be made to Certicom's shareholders ...

No longer accepting cash: 183A - Bizjournals.com

No longer accepting cash: 183A
Bizjournals.com, NC - Dec 2, 2008
CTRMA says all-electronic tolling is expected to improve roadway safety, cut vehicle emissions and reduce fuel consumption, while reducing operating costs ...

Electronic Data Processing says buyout talks end - Reuters

Electronic Data Processing says buyout talks end
Reuters - 9 hours ago
Dec 3 (Reuters) - Electronic Data Processing Plc (ELDA.L: Quote, Profile, Research, Stock Buzz) said on Wednesday its management ended talks for a possible ...

Family loans: 5 ways to protect your cash - Atlanta Journal Constitution

Family loans: 5 ways to protect your cash
Atlanta Journal Constitution,  USA - 2 hours ago
In addition to drawing up loans documents, Virgin can set up electronic money transfers or restructure loans if needed. Fees range depending on the service; ...

Yahoo Search Engine News

Wall Street surges on Coke and other defensive plays (Reuters)

Trading specialists work on the floor of the New York Stock Exchange, December 3, 2008. (Chip East/Reuters)Reuters - Stocks rose for a second day on Wednesday as investors flocked to shares of Coke and other companies that hold up well in recessions following another round of disappointing economic data and corporate outlooks.



All options on table as Congress reviews autos bailout (Reuters)

An employee works on a 2009 Ford F-150 on the assembly line at Ford's Kansas City Assembly Plant in Claycomo, Missouri, October 2, 2008. (Sam VarnHagen/Ford/Handout/Reuters)Reuters - All options were on the table on Wednesday as congressional committees scrutinized auto company restructuring proposals and an urgent appeal for $34 billion in aid ahead of make-or-break hearings.



Private jobs, services slump show recession toll (Reuters)

A man walks past a store advertising a sale, on 'Black Friday' in Fairfax, Virginia, November 28, 2008. (Larry Downing/Reuters)Reuters - Private employers cut 250,000 jobs in November, an unexpectedly large number and the biggest in seven years, while the service sector, which powers most of the economy, posted its worst slump on record.



Paulson said weighing bailout's next $350 billion (Reuters)

Treasury Secretary Henry Paulson speaks at a news conference at the Treasury Department in Washington, November 25, 2008. (Jason Reed/Reuters)Reuters - Treasury Secretary Henry Paulson is weighing whether to ask Congress for the remaining $350 billion of the financial bailout fund, with White House aides approaching President-elect Barack Obama's transition team about the idea, an Obama aide said on Wednesday.



Cyber Monday spending rises 15 percent: comScore (Reuters)
Reuters - Online retail spending rose 15 percent on the all-important Monday after Thanksgiving from a year earlier, sounding a positive note in an otherwise bleak holiday season.

Business Portal News

PubCon video interview
I spoke at a few conferences in the second half of 2008, and a video interview from PubCon recently came out. The always-charming Mike McDonald and I did a 10 minute video interview at PubCon a couple weeks ago. A few of the topics that this interview covers: - how personalized search affects SEO and how ranking [...]

Browser Market Share?
I hadn’t looked at my browser marketshare in a while, so I fired up Google Analytics: Rough browser numbers are Firefox 57.58% IE 26.07% Safari 6.48% Chrome 5.11% Opera 2.35% Mozilla 1.44% SeaMonkey 0.48% Mozilla Compatible 0.18% Konqueror 0.13% Camino 0.04% OneStat says that they see 0.54% share for Google Chrome. Net Applications provides an hour-by-hour graph, which is nice, but they hardwired it to look for the string “Chrome 0.2″ when Chrome is on version 0.3 [...]

Trying (and failing) to get Ubuntu to work
I really want to run Ubuntu, but it shouldn’t be this hard. Plugging in an SD card reader that I picked up from Best Buy shouldn’t cause a hard freeze of my system (on both Gutsy Gibbon and Intrepid Ibex): The card reader works fine in Windows. At this point, I’m honestly thinking about crashing the [...]

Where did udevmonitor go?
In case you’re looking for the “udevmonitor” program on the Intrepid Ibex version of Ubuntu, it’s changed; use “udevadm monitor” now: $ udevadm help Usage: udevadm COMMAND [OPTIONS] info query sysfs or the udev database trigger request events from the kernel [...]

Virtual terminals not working? Check your keyboard.
(This is a boring post that I’m writing for people that have this same problem in the future. Just skip it.) Every good Linux user knows that if you want to drop from X down into a text-based virtual terminal, you can press control-alt-F1 (or any other key up to F6), and control-alt-F7 returns you to [...]

Google News

Astro-Med Reports Third Quarter Financial Results; Directors ... - MarketWatch

Astro-Med Reports Third Quarter Financial Results; Directors ...
MarketWatch - 55 minutes ago
And, we continued to pay cash dividends at the annual rate of 24 cents per share." Results for the nine-month period of the current fiscal year reflect ...

RIM to Offer CAD $1.50 Per Share in Cash for Certicom - CNNMoney.com

RIM to Offer CAD $1.50 Per Share in Cash for Certicom
CNNMoney.com - 8 hours ago
The Offer will not be subject to any financing conditions and will be funded with RIM's cash on hand. The Offer will be made to Certicom's shareholders ...

No longer accepting cash: 183A - Bizjournals.com

No longer accepting cash: 183A
Bizjournals.com, NC - Dec 2, 2008
CTRMA says all-electronic tolling is expected to improve roadway safety, cut vehicle emissions and reduce fuel consumption, while reducing operating costs ...

Electronic Data Processing says buyout talks end - Reuters

Electronic Data Processing says buyout talks end
Reuters - 9 hours ago
Dec 3 (Reuters) - Electronic Data Processing Plc (ELDA.L: Quote, Profile, Research, Stock Buzz) said on Wednesday its management ended talks for a possible ...

Family loans: 5 ways to protect your cash - Atlanta Journal Constitution

Family loans: 5 ways to protect your cash
Atlanta Journal Constitution,  USA - 2 hours ago
In addition to drawing up loans documents, Virgin can set up electronic money transfers or restructure loans if needed. Fees range depending on the service; ...

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