Orbiscom

Provides secure e-commerce payment systems for the Internet.
www.orbiscom.com/

Pay Per Net

Internet payment system not dependent on traditional credit cards.
paypernet.com/

Payment Partners

Offers payment and cash management services to businesses and consumers.
www.paymentpartners.com/

Interbill

Provides electronic commerce solutions for high risk industries.
interbillonline.com/

Othentik Technologies Inc.

Provides a gateway to the consumers' financial institution for purchases made on the Internet directly through their on-line banking services and accesses either credit or debit accounts.
www.othentik.com

E-C-Q Payment Systems Inc.

Provides an e-commerce payment service that does not require a credit card.
www.e-c-q.com/

Symbiant

Provides e-commerce solutions and merchant services.
www.symbiant.co.uk/

Spectrum Business Solutions

Features an array of payment processing solutions including: point-of-sale terminal products, pc products, processing for credit and debit cards, electronic benefits transfer, credit card terminal, donation processing, transaction processing system.
www.spectrumadvantage.com/

Princess Card Company Inc.

Provide an Internet system of transferring e-currency (USP - USPrincess and EUP - EUPrincess) worldwide, via an offshore company.
www.princesscard.com/

PaymentConsulting

Offers multi-currency regular, adult, and gaming merchant accounts.
www.paymentconsulting.biz/

Google Docs - An Essential Blogging Tool?


By Tony Bedford

In managing my blog one of the tools I rely on is Google Docs. In this article I provide an introduction to Google Docs and explain its advantages to those running an blog.

What is Google Docs?

Google Docs is best summarized as a completely web-based, simplified, free version of Microsoft Office. It provides basic functionality such as word-processing, spreadsheets and presentations. The fact that it is an online service gives it a number of advantages, but there are also one or two disadvantages you need to be aware of.

Web-based service

The fact that Google Docs is an online service has a great advantage, you can work on a document from anywhere you have Internet access and a browser. This is more convenient than it sounds. For example, I have several computers and, using OpenOffice, I might create a Word-compatible document on, say, my desktop computer. If I am then on the road I don't have access to that document from my laptop as the document might still be on my desktop computer's hard-drive.

There are ways to transfer between computers, and one technique I used in the past was to email the document to Hotmail. This ensured that I could access the document from any of my computers and it was backed-up by Microsoft. This wasn't convenient though as I ended up having several versions of the document on different computers and keeping track of the current version proved difficult. Google Docs solves this problem as all the documents you create are hosted by Google. You can access your documents from any computer that has a browser and Internet access.

Summary

I would say I am addicted to Google Docs and find it to be an essential part of running my blog - it is one of the main reasons I use Blogger. It is convenient, easy to use and being able to store your documents (and publish them) on the web is a huge advantage. I no longer have to transfer documents between computers or worry about issues such as versioning. It is very easy to be able to export the documents to a local file, such as a PDF. So far, I have found Google Docs to be invaluable.

Google Docs can be found at http://docs.google.com

Tony Bedford first started blogging in March 2000. Tony currently maintains a free guide to more profitable blogging at http://the-business-of-blogging.blogspot.com


A5

Entrepreneurs - Why Use Free Tools To Grow Your Business? (Hint - Its Not What You Think)


by Tonya R. Taylor

To help you "Fake It Until You Make It", entrepreneurs and small business owners need to consider two critical objectives: the ability to act big on a small budget and look like a high quality-professional.

In order to accomplish these objectives you need to assess how technology can help you. If you're seriously interested in succeeding, answer these questions:

1. What tools will propel my business to the next level?

2. What tools are needed to run my business?

3. What tasks can be automated?

4. What tools will save time and increase efficiency?

5. What training is needed?

6. What tools will enhance customer relations?

7. What tools will enhance partnership relations?

8. What tools will enhance employee relations?

9. What tools are needed for data security?

10. What tools will make the business more competitive?

Before making a technology purchase, growing companies must consider the return on investment. Unfortunately, some benefits might not be tangible or cash may not be available to justify a purchase.

Since, you don't risk a cent, now is the time to make technology your BFF (Best Friend Forever). Take advantage of FREE technology tools, not just because they are FREE but to defy the odds, out perform competitors, increase revenue and propel your small business to the next level.

"101 Free Tools to Grow Your Business" (http://www.101freetools.com) is a handy FREE reference guide for small business owners who don't want to waste MONEY. You'll get the tools YOU need to power up your business fast! If you want to solve tomorrow's technology needs today visit http://www.101FREETools.com to get your FREE copy of this special report.

R5

Branding Yourself Will Bring You Greater Success


By Todd Ash

Wouldn't it be amazing if there was a way to successfully brand yourself without selling products and or services.Now most new internet marketers starting out their businesses just want to make a quick buck so they do not brand themselves correctly.

But smart folks like you and I know that if you try to brand yourself just by selling products and services if your customers don't like what you are offering, it is a lot harder to get your business off the ground.

If you brand yourself correctly and are known as a provider of good information you will have far greater success in selling your products thus improving your income.One of the most commonly used ways to brand yourself is to tell real life stories, show your audience that you relate to them.But beware once you have branded yourself and you are known and trusted by the public don't stop providing information to others.

Build up your business by branding yourself and providing relevant and popular information.How to position yourself as the obvious expert branding yourself as the obvious expert is the only way to dominate a niche in the marketplace.Now let's look at this for a second, why would people brand themselves when they could just brand the product and makes sales.

The people who brand themselves are in a completely different mindset.When you brand yourself, people trust you, they see you as the expert people are much more willing to listen to you and most importantly buy from you.If you just brand a product a person will buy the product and probably not even know who you are.

By branding yourself as an expert on your topic, you can easily increase your traffic to your site, as well as sales. Marketing and branding works for products and companies.

The point is this. Branding yourself is all about self-expression.The notion of branding yourself is not new. Your idea of branding yourself is a dynamic strategy everyone should use if they plan on being a big success.What prevents you from over branding yourself is the ability to express a quick summary or movie preview in a concise and articulate way. Particularly in any sales-driven industry, branding yourself is as integral to the success of your business as the company logo.

Todd Ash Is An Entrepreneur and A Master Of Network Marketing.To Find Out More About Succeeding Online Click Here To Visit Toddash.com For Free Information

A8

What NOT To Do Using Pay Per Click Campaigns


By Jo Mark

I see a lot of experts recommending that new online entrepreneurs use pay-per-click programs as a traffic building source to generate profits for their new online businesses. Unfortunately, what they fail to mention is the potential costs involved. Many new online business owners underestimate the potential traffic if they are new to pay-per-click programs and wind up paying much more money than they had planned on. This is particularly true if they are unfamiliar with PPC.

Others who are new to the program choose a very general search term in order to maximize the number of clicks. They mistakenly think that more clicks will automatically mean more money. Unfortunately, this is not true. In order to make money using PPC programs, you need TARGETED clicks. You have to use a very narrow focus to concentrate on people who are likely to need the products that you are offering.

If you focus on the word "ebooks" in your campaign, you will get tons of clicks from people who are looking for free ebooks, but you probably won't get many buyers for your "ebook maker" product. This campaign will be doomed to failure. But unfortunately, many new entrepreneurs hear about the PPC hype and jump right in without doing the necessary research.

So, if you are new to the Internet marketing business. Do your research before committing yourself to any type of program. Make sure that you can afford the 'worst case scenario.' If you are using PPC programs, narrow your focus. Be aware that a higher number of clicks does not necessarily mean a higher amount of profit, but it WILL mean a higher cost. And sometimes it means a much higher cost. So do your research. Your online business doesn't have to begin making profits in 2 minutes; it's okay if it takes a little longer.

Do you want to learn how to make money? Get my new ebook and start making money online!

FREE Ebook - Make Money Every Day! - http://www.milliondollararticle.com

Learn How To Make Money! Start Making Money Online - Fast! - http://www.StartMakingMoneyOnlineFast.com

Find Out How To Make Millions! - http://www.WriteEbooksAndMakeMoney.com

Article Source: http://EzineArticles.com/?expert=Jo_Mark
http://EzineArticles.com/?What-NOT-To-Do-Using-Pay-Per-Click-Campaigns&id=1084950

R8
Google
 

NY Times Business

For Pittsburgh, There’s Life After Steel
The city’s reinvented economy, driven by health care and education, is proving resistant to downturns.


China Losing Taste for Debt From the U.S.
Beijing is starting to keep more of its money at home, which could have painful effects for U.S. borrowers.


Financial Scandal at Outsourcing Company Rattles a Developing Country
Satyam Computer Services, one of India’s largest outsourcing companies, significantly inflated earnings and assets for years, the chairman said before resigning.


News Analysis: A Crisis Trumps Constraint
Economists and politicians across the political spectrum say Congress should spend whatever it takes to rescue the economy.


Madoff Sent 16 Watches and Jewelry
Bernard L. Madoff violated his bail agreement by sending jewelry to his friends and family, prosecutors argued.


Yahoo Search Engine News

Global stocks tumble (Reuters)

An investor checks his stock situation on a monitor in front of an electronic board in a brokerage house in Shanghai January 5, 2009. t's infrastructure building plans. (Stringer/Reuters)Reuters - World stocks and metal prices fell on Thursday after bleak data and poor corporate earnings stoked gloom about the economic outlook, while sterling eased against the dollar before the Bank of England's interest rate decision.



Citigroup, U.S. senators in mortgage legislation talks: report (Reuters)
Reuters - Citigroup Inc is leading other lenders in advanced talks with key U.S. senators on legislation that would allow judges to set new repayment terms for millions of mortgage holders who wind up in bankruptcy court, the Wall Street Journal said, citing people involved in the talks.

HSBC sees U.S. stocks best bets in 2009 (Reuters)

A specialist works on the floor of the New York Stock Exchange in New York January 2, 2009. (Lucas Jackson/Reuters)Reuters - HSBC (0005.HK) , Europe's biggest bank, said on Thursday U.S. stocks were the best bets in 2009 due to the healthy profits some U.S. firms had made over the past two years, though a big sell-off was possible through March.



Costco sales slump 2 percent (Reuters)

A view of the Costco store in Superior, Colorado June 7, 2007. (Rick Wilking/Reuters)Reuters - Costco Wholesale Corp on Thursday reported same store sales.



Lenovo warns of loss (Reuters)
Reuters - Lenovo Group (0992.HK), the world's fourth-biggest PC maker, forecast a quarterly loss as China's slowing economy hit sales, and will axe 2,500 jobs as part of a restructuring, knocking its shares down by more than a fifth.

Business Portal News

Webspam in 2009?
It’s the beginning of the year, so I just wanted to get some outside opinions: what would you like to see Google’s webspam team tackle in 2009? Here’s how I asked for suggestions in 2006: Based on your experiences, close your eyes and think about what area(s) you wish Google would work on. You probably want [...]

Start the Year with an Empty Inbox!
Here’s a nice Gmail tip that will make you feel like a million bucks: empty out your crufty email inbox. There’s nothing like an empty inbox to motivate you and give you a fresh start for the year. “But Matt,” you say, “my inbox is my to-do list!” I know, me too. So here’s how to [...]

Chrome Provides Dedicated Privacy Options
I was browsing the web when I ran across a statement about Google Chrome that I’ve seen echoed in different ways in the last couple months: “the reality is that Google Chrome is sending basic info about my pc back to them. Is Google the new “Big Brother” looking over everybodies [sic] shoulder…you betch ya.” I’ve [...]

Last Toolbar PageRank update of 2008
In case you didn’t see where I confirmed it on Twitter, Google recently did a toolbar PageRank update. It’s pretty much done now. If you want more info, I’ve answered questions about PageRank and the Google Toolbar in the past. I predict that this will be the last toolbar PageRank update of 2008.

Google Feedback from my Parents
(I’m not with my parents this Christmas, but I’m thinking about them and thought I’d post this.) I was chatting with my parents a couple weeks ago and the subject turned (as it often does) to Google. They wanted to give me feedback on some Google products: My Dad has been using Google Book Search, and he [...]

Google News

Patrick seeking major changes in health care payment system - Belmont Citizen-Herald

Patrick seeking major changes in health care payment system
Belmont Citizen-Herald, MA - 2 hours ago
Patrick said the current payment system, under which compensation is provided for services, may be ineffective. “We will examine that and are examining it,” ...
Patrick intensifies state's push to curb soaring health premiums Boston Globe
all 3 news articles

Aria Systems Selects Tripwire Enterprise for Configuration Control - MSNBC